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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 15, 2025·3 days on market·Recent sales in Jacksonville

2166 Broward Road

Jacksonville, FL 32218

$470,000sold priceListed at $499,000 · 94.2% of asking$264/sqftMLS# 2102906
3
Beds
2
Baths
1,777
Sq Ft
1960
Built
2
Garage
No
Pool
No HOA0.46 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

This beautifully updated 3bed/2bath retreat sits directly on the Trout River offering deep water access all the way to the ocean. A true boater's dream! With no HOA, you're free to bring your boat, jet skis, paddleboards, and all your toys and launch them right from your backyard. Inside you'll find an updated kitchen and sparkling bathrooms, plus a cozy family room with vaulted ceiling, original wood beams, and a charming bay window with a cushioned seat (and hidden storage!).Enjoy peace of mind with a new roof, updated AC and appliances (2017), and a detached 2-car garage for ample storage and parking. Outside is where the magic happens! Relax on the spacious deck, gather around the fire pit, and soak in the stunning river views. All this, just minutes from downtown Jacksonville, the airport, and I-95. Don't miss the chance to own your private piece of paradise.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,603
Property taxesest. at asking price, Duval County$767
Estimated total, before insurance$3,371/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,457/yr · $205/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$470,000
$94,000
Loan Term
Monthly Payment
$2,603
Principal & Interest: $2,603
Property taxes (est.): $767
Insurance (est.): $313
Estimated Total Monthly
$3,684
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,528 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$198,722$120,917—
2024$200,014$116,802▼ $445
2023$202,082$111,944▲ $6,164
2022$182,665$107,228—
2021$146,083$89,115—
2020$142,494$87,195—

2024 property taxes (current owner): $2,457/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $281/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9369 Madison Avenue, Jacksonville, FL 32208Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$325,000$1644/31,97851
1860 Montward Preserve Way, Jacksonville, FL 32218Listed by WATSON REALTY CORPSep 2026$280,000$1703/21,648351.1
2241 Hilly Road, Jacksonville, FL 32208Listed by SOMEDAY HOMES REALTY, LLC.Aug 2026$225,000$1603/21,40771.2
11230 Margarets Landing Place, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERYAug 2026$260,000$1873/2.51,38991.2
8951 Adams Avenue, Jacksonville, FL 32208Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$106,500$793/11,35031.3
10721 Meadowlea Drive, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$240,000$1893/21,272171.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$281
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,777
Acres0.46 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryPine Estates
MiddleHighlands
HighFirst Coast

Community Information

Address2166 Broward Road, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionHighlands
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size20,037.6 sq ft
Parcel Number0423450000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Circular Driveway, Detached, Garage
ViewRiver

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesDock, Fire Pit
Patio / PorchAwning(s), Deck, Front Porch
RoofShingle
ConstructionBrick, Concrete
Road SurfaceAsphalt

Additional Information

Date ListedAugust 8, 2025
Days on Market3
Tax Amount$2,456.96
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Sold by: RE/MAX UNLIMITED (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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