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Pending

Pending·431 days on market

2927 Darlington Oaks Road

Green Cove Springs, FL 32043

$421,500$163/sqftEst. $2,335/moMLS# 2102306
4
Beds
2.5
Baths
2,584
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $125/moSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

LOT 16 - The open-concept Shenandoah floorplan combines flexibility and spacious design to meet the needs of today's homeowners. A large dining area and Great Room flow together seamlessly, ideal for both casual get-togethers and family meals. The island kitchen overlooks this bright space and features a walk-in pantry, with easy access to the covered lanai through a sliding glass door—perfect for indoor/outdoor living. A private Study replaces the flex room, offering a quiet area for work or reading. Upstairs, a versatile loft adds extra living space, ideal for a playroom or media lounge. The expansive owner's suite spans the rear of the second floor, creating a secluded retreat with a walk-in closet and spa-like bath, including the upgraded Owner's Shower Plus. Bedrooms 2 and 3 have walk-in closets and share a full bath. Located in Clay County, SANDRIDGE HILLS offers 50' homesites, Spirit Series homes, and amenities like a pool, cabana, dog park, and green spaces (coming soon).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,335
Property taxesest. at asking price, Clay County$646
HOAbilled quarterly$125
Estimated total, before insurance$3,106/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$421,500
$84,300
Loan Term
Monthly Payment
$2,335
Principal & Interest: $2,335
Property taxes (est.): $646
Insurance (est.): $281
Estimated Total Monthly
$3,262
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,540 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$25,000$25,000—

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3083 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$329,985$1524/32,172870.3
2749 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$371,990$1584/2.52,360510.3
2746 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$327,490$1514/32,172310.3
2807 Little Trout Lane, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$360,384$1475/32,4491360.3
2745 Herd Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$330,000$1814/21,821740.3
3091 Grand Finale Street, Green Cove Springs, FL 32043Listed by LENNAR REALTY INCSep 2026$332,485$1534/32,1721090.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$421,500
Price / Sq Ft$163
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,584
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNorth

Community Information

Address2927 Darlington Oaks Road, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionSandridge Hills
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number23052501009901116

Amenities

AmenitiesPool, Clubhouse, Jogging Path, Park, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedAugust 5, 2025
Days on Market186
HOA Fees$375 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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