Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in River Point, Jacksonville.

No photos available

This listing has no photos yet

Sold

Sold·Closed Dec 1, 2025·94 days on market·Recent sales in River Point·River Point

12134 Camp Creek Drive

Jacksonville, FL 32225

$420,000sold priceListed at $435,000 · 96.6% of asking$205/sqftMLS# 2101030
4
Beds
2
Baths
2,044
Sq Ft
1987
Built
2
Garage
No
Pool

4 more homes for sale in River Point →Search River Point on the map

HOA $21/mo9,583 sqft lotSingle Family Residence1 story

About this home

River Point

Honey, Stop the Car! This house is located in the highly desirable River Point neighborhood, this 4 bed, 2 bath home offers 2,044 sq ft of well-designed living space. Featuring a newer roof (2023), hardwood floors throughout, two fireplaces, and a spacious open kitchen with a large island and double ovens—perfect for cooking and entertaining. The primary suite boasts an updated bathroom with a relaxing jetted tub. Enjoy outdoor living with a fully fenced backyard, mature shade trees, and a concrete patio ideal for gatherings. Just 10-15 minutes from Naval Station Mayport, Atlantic Beach, and Neptune Beach, this home offers the perfect blend of comfort and convenience. Don't miss the opportunity to own in one of the most sought-after communities on the First Coast! Ask about a potential Assumable VA Loan. Don't delay, book an appointment today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,326
Property taxesest. at asking price, Duval County$686
HOAbilled annually$21
Estimated total, before insurance$3,033/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,753/yr · $479/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$420,000
$84,000
Loan Term
Monthly Payment
$2,326
Principal & Interest: $2,326
Property taxes (est.): $686
Insurance (est.): $280
Estimated Total Monthly
$3,292
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,753/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 29, 2025Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $216/sq ft; this home is listed at $213/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12210 Dove Ridge Drive, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$435,000$2163/22,017490.2
12432 Anesworth Court, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$243,000$1673/21,45920.7
12477 Anesworth Court, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$345,000$1993/21,733440.7
1716 Chandelier Circle W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$428,000$2384/21,800340.8
12392 Nesting Eagles Way, Jacksonville, FL 32225Listed by TAH FLORIDA LLCAug 2026$369,000$2164/21,711580.8
3329 Cancun Drive E, Jacksonville, FL 32225Listed by WATSON REALTY CORPSep 2026$285,000$1923/21,48550.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000
Price / Sq Ft$213
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,044
Total Structure Area2,513 sq ft
Acres0.22 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12134 Camp Creek Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionRiver Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size9,583.2 sq ft
Parcel Number1674480195
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingElectric
FlooringWood
FireplaceYes
# of Fireplaces2
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingBack Yard, Privacy, Wood
RoofShingle

Additional Information

Date ListedJuly 29, 2025
Days on Market94
HOA Fees$250 / Annually
HOA FrequencyAnnually
Tax Amount$5,753.02
Tax Year2024
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About River Point

River Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all River Point homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines