Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

No photos available

This listing has no photos yet

Sold

Sold·Closed Oct 16, 2025·66 days on market·Recent sales in Jacksonville

15679 Saddled Charger Drive

Jacksonville, FL 32234

$265,000sold priceListed at $260,000 · 101.9% of asking$155/sqftMLS# 2098983
3
Beds
2
Baths
1,711
Sq Ft
2020
Built
2
Garage
No
Pool
HOA $9/mo14,810 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Priced to sell! Well maintained 2020 built home with an amazing pond view in the desirable Winchester Ridge community! Large open concept floor plan for the kitchen, dining, and living room. Master bedroom located at the back with window view of the pond. Community amenities include a pool, beach volleyball, play ground, and Clubhouse. This home is a must see, schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
Property taxesest. at asking price, Duval County$433
HOAbilled annually$9
Estimated total, before insurance$1,910/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Property taxes (est.): $433
Insurance (est.): $177
Estimated Total Monthly
$2,077
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,557 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $5,141/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 13, 2025Listed$260,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $152/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6482 Bucking Bronco Drive, Jacksonville, FL 32234Listed by VENTURE DEVELOPMENT REALTYOct 2026$249,900$1783/21,4021320.1
6476 Bucking Bronco Drive, Jacksonville, FL 32234Listed by MOMENTUM REALTYSep 2026$301,000$1394/2.52,1655300.1
15620 Saddled Charger Drive, Jacksonville, FL 32234Listed by RE/MAX SPECIALISTSApr 2026$264,900$1434/21,856220.1
15773 Equine Gait Drive, Jacksonville, FL 32234Listed by HOUWZER, INC.Aug 2026$231,715$1653/21,4021030.2
15765 Palfrey Chase Drive, Jacksonville, FL 32234Listed by KELLER WILLIAMS FIRST COAST REALTYJul 2026$285,000$1544/21,856650.2
6111 Bucking Bronco Drive, Jacksonville, FL 32234Listed by MOMENTUM REALTYMay 2026$280,000$1733/21,618360.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$260,000
Price / Sq Ft$152
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,711
Acres0.34 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address15679 Saddled Charger Drive, Jacksonville, FL 32234
Area066-Cecil Commerce Area
SubdivisionWinchester Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32234
Lot Size14,810.4 sq ft
Parcel Number0011198110
ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt

Additional Information

Date ListedOctober 13, 2025
Days on Market66
HOA Fees$110 / Annually
HOA FrequencyAnnually
Tax Amount$5,141.44
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines