Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Dec 5, 2025·72 days on market

1901 Harvest Way

Middleburg, FL 32068

$95,000sold priceListed at $98,500 · 96.4% of askingMLS# 2098536
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
No HOA9.65 acresUnimproved Land

About this home

Middleburg

Enjoy the privacy of this large parcel located in the rapidly growing town of Middleburg. The parcel size is between 8.18 and 9.65 acres with the majority of the property being in Flood Zones A/AE. Duckwater Branch creek flows thru the property connecting to Big Branch creek. Mobile Homes are allowed. Previously there was a mobile home on the property which was removed. Utilities currently on the property include a well, electric pole and septic (ALL BEING CONVEYED IN THEIR PRESENT AS CONDITION). Seller has never occupied the property therefore has limited information. There is a previous survey available.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$526
Property taxesest. at asking price, Clay County$146
Estimated total, before insurance$672/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,300/yr · $108/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$95,000
$19,000
Loan Term
Monthly Payment
$526
Principal & Interest: $526
Property taxes (est.): $146
Insurance (est.): $63
Estimated Total Monthly
$735
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,300/yr

Estimated taxes if purchased at asking price: ~$1,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1957 Crestview Court, Middleburg, FL 32068Listed by WATSON REALTY CORPJan 2026$84,000—0/0—1090.7
489 Jill Road, Middleburg, FL 32068Listed by ALL REAL ESTATE OPTIONS INCFeb 2026$125,000—0/0—1011.1
5181 County Road 218, Middleburg, FL 32068Listed by 1st CHOICE REAL ESTATE INCDec 2025$175,000—0/0—1901.1
0 Mallard Road, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYDec 2025$125,000—0/0—21.7
5545 Buzzie Lane, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLCMay 2025$50,000—0/0—1091.9
0 Wolf Trail, Middleburg, FL 32068Listed by WATSON REALTY CORPOct 2026$62,000—0/0—2032

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$98,500
Bedrooms0
Bathrooms0.00
Full Baths0
Acres9.65 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1901 Harvest Way, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionWhispering Crk Pines
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size420,354 sq ft
Parcel Number06052400594700201
ZoningMobile Home(s)

Amenities

UtilitiesElectricity Available
SewerSeptic Tank
Water SourceWell
ViewTrees/Woods

Exterior

Lot DescriptionDead End Street, Many Trees, Wooded
Road SurfaceDirt

Additional Information

Date ListedJuly 14, 2025
Days on Market72
Tax Amount$1,299.5
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines