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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Dec 3, 2025·190 days on market

5181 County Road 218

Middleburg, FL 32068

$175,000sold priceListed at $210,000 · 83.3% of askingMLS# 2084897
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
No HOA5.23 acresUnimproved Land

About this home

Middleburg

MOTIVATED SELLER!! Bring all offers This 5 acer property right off a main rd can be subdivided and already has a well and a septic on property. 45k per acer is a great deal in this area. Keep the 5 acers together or you can subdivide for your compound. Trees were kept in front of property providing a barrier from the busy road and adding tons of privacy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$969
Property taxesest. at asking price, Clay County$268
Estimated total, before insurance$1,238/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,179/yr · $98/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$969
Principal & Interest: $969
Property taxes (est.): $268
Insurance (est.): $117
Estimated Total Monthly
$1,354
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,179/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
0 Mallard Road, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYDec 2025$125,000—0/0—20.6
5545 Buzzie Lane, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLCMay 2025$50,000—0/0—1090.8
1901 Harvest Way, Middleburg, FL 32068Listed by WATSON REALTY CORPDec 2025$95,000—0/0—721.1
2375 Cricket Road, Middleburg, FL 32068Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$69,500—0/0—31.6
1957 Crestview Court, Middleburg, FL 32068Listed by WATSON REALTY CORPJan 2026$84,000—0/0—1091.8
0 Wolf Trail, Middleburg, FL 32068Listed by WATSON REALTY CORPOct 2026$62,000—0/0—2032

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$210,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres5.23 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address5181 County Road 218, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionDuck Pond
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size227,818.8 sq ft
Parcel Number01052300050800000

Amenities

UtilitiesWater Available

Exterior

Lot DescriptionCleared

Additional Information

Date ListedMay 1, 2025
Days on Market190
Tax Amount$1,179.15
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo

Listing Courtesy of: 1st CHOICE REAL ESTATE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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