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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Aug 22, 2025·13 days on market·Recent sales in St. Augustine

2867 N Eighth Street

St. Augustine, FL 32084

$295,000sold priceListed at $310,000 · 95.2% of asking$252/sqftMLS# 2097934
3
Beds
2
Baths
1,170
Sq Ft
2020
Built
—
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

St. Augustine

Welcome to this charming and beautifully maintained 3-bedroom, 2-bathroom home located just 4 miles away from historic downtown St. Augustine and under 5 miles to Vilano Beach! This turn-key property is ready for a quick move-in and offers the freedom of NO HOA, NO CDD fees, and NO RENTAL RESTRICTIONS — ideal for homeowners or investors. Enjoy a freshly painted interior with NO CARPET anywhere, making the home both stylish and low-maintenance. The fully fenced front and backyard provide privacy and space for outdoor living, while the extended paver patios on both sides of the home offer the perfect setting for entertaining or relaxing. As a bonus, the playground and shed are included as a gift to the new owners! Laundry room already features washer and dryer! Don't miss your chance to own this gem in a prime location. Homes like this don't last long — schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,634
Property taxesest. at asking price, St. Johns County$393
Estimated total, before insurance$2,027/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,683/yr · $224/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$295,000
$59,000
Loan Term
Monthly Payment
$1,634
Principal & Interest: $1,634
Property taxes (est.): $393
Insurance (est.): $197
Estimated Total Monthly
$2,223
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,683/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 10, 2025Listed$310,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $265/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2843 N Eighth Street, St. Augustine, FL 32084Listed by EPIQUE REALTY, INCJun 2026$283,000$2473/21,144430
2898 N 10th Street, St. Augustine, FL 32084Listed by MARK SPAIN REAL ESTATEJul 2026$265,000$2213/21,2001430.1
2848 N Third Street, St. Augustine, FL 32084Listed by REAL BROKER LLCAug 2026$255,000$1993/21,28050.3
2948 Bradford Street, St. Augustine, FL 32084Listed by DJ & LINDSEY REAL ESTATEJul 2026$305,000$2573/21,18810.8
948 Oak Arbor Circle, St. Augustine, FL 32084Listed by EXP REALTY, LLCSep 2026$335,000$2273/21,479541
1240 Four Mile Road, St. Augustine, FL 32084Listed by INI REALTYJun 2026$288,500$2393/21,207551.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$310,000
Price / Sq Ft$265
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,170
Total Structure Area1,300 sq ft
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCrookshank
MiddleMurray

Community Information

Address2867 N Eighth Street, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionPonce De Leon Hghts
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0855700000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOther

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchFront Porch, Side Porch
FencingFenced, Back Yard, Chain Link, Full, Wood
RoofMetal
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedJuly 10, 2025
Days on Market13
Tax Amount$2,682.74
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Sold by: MAVREALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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