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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

$245,000Sold3 bd · 2 ba · 1,776 sq ft

Sold·Closed Dec 15, 2025·113 days on market

5566 Oregon Trail

Middleburg, FL 32068

$245,000sold priceListed at $259,999 · 94.2% of asking$138/sqftMLS# 2096845
3
Beds
2
Baths
1,776
Sq Ft
1998
Built
—
Garage
No
Pool
No HOA1.89 acresManufactured Home1 story

About this home

Middleburg

If you are looking for country living, pack your bags and slip away to this retreat! This home's features include a huge family room accented by the wood burning fireplace, large kitchen with eat-in area and tons of cabinet space, formal dining area for entertaining, spacious bedrooms that are a split pattern, large walk-in closet in the primary bedroom, primary bath has a garden tub & sep shower, laundry w/wash basin, mobile home is situated on fully fenced beautiful lot and has plenty of room if you want to expand. Spend your evenings sitting with a good book on the covered front porch that overlooks the yard. Shed out back has electrical and a spot to store your mower. Seller offering a $2500 flooring allowance with acceptable offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,336
Property taxesest. at asking price, Clay County$375
Estimated total, before insurance$1,711/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,662 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $222/sq ft; this home is listed at $138/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5573 Oregon Trail, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCMar 2026$335,000$2223/21,512510.1
5705 Short Horn Road, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCMar 2026$135,000$1083/21,24830.5
5665 Maverick, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$500,000$3982/21,2566330.7
5398 Laurie Lane, Middleburg, FL 32068Listed by INI REALTYApr 2026$299,000$1413/22,122180.9
5389 Laurie Lane, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLCFeb 2026$315,000$1774/21,7761930.9
4041 Olde Tyme Place, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJan 2026$399,000$2513/2.51,5921230.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$259,999
Price / Sq Ft$146
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,776
Acres1.89 acres
Year Built1998
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryClay Hill, reported on 3 other West Big Branch listings
MiddleWilkinson, reported on 3 other West Big Branch listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address5566 Oregon Trail, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionWest Big Branch
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size82,328.4 sq ft
Parcel Number25042300018400800
ZoningMobile Home(s)

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Range, Electric Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch
FencingOther, Fenced, Full
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceDirt

Additional Information

Date ListedJuly 3, 2025
Days on Market113
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WOODS TO WATER PROPERTIES LLC

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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