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Sold

Sold·Closed Nov 14, 2025·91 days on market

262 River Ridge Place

Welaka, FL 32193

$253,990sold priceListed at $253,990 · 100% of asking$140/sqftMLS# 2096768
4
Beds
2
Baths
1,811
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $11/mo12,197 sqft lotSingle Family Residence1 storyNew construction

About this home

Welaka

Discover Your Dream Home in the River Hill Community! Discover modern living with the Braselton Plan a charming single-story home. The open design seamlessly connects the Living, Dining, and Kitchen areas. The chef's dream kitchen features sophisticated cabinetry, elegant granite countertops, and stainless steel appliances, including a smooth-top range, microwave hood, and dishwasher. The expansive primary suite offers a private bath with dual vanity sinks and a spacious walk-in closet. With three additional bedrooms, a whole secondary bath, and a two-car garage, this home is perfect. Energy-efficient Low-E insulated dual-pane vinyl windows and a one-year limited warranty ensure comfort and peace of mind.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,407
HOAbilled annually$11
Estimated total, before insurance$1,418/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$253,990
$50,798
Loan Term
Monthly Payment
$1,407
Principal & Interest: $1,407
Insurance (est.): $169
Estimated Total Monthly
$1,576
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $168/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $148/sq ft; this home is listed at $140/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
277 River Ridge Place, Welaka, FL 32193Listed by WJH BROKERAGE FL LLCNov 2025$269,990$1394/31,941510
171 River Ridge Place, Welaka, FL 32193Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$219,200$1483/21,477930.1
195 River Ridge Place, Welaka, FL 32193Listed by WELAKA REALTY LLCApr 2026$246,000$1484/21,666390.1
322 River Hill Drive, Welaka, FL 32193Listed by WJH BROKERAGE FL LLCDec 2025$219,888$1324/21,6663520.1
261 River Hill Drive, Welaka, FL 32193Listed by TIMBER TO TIDES REALTY LLCNov 2025$265,000$1354/31,9621270.1
299 River Hill Drive, Welaka, FL 32193Listed by WJH BROKERAGE FL LLCOct 2025$253,990$1524/21,6662700.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$253,990
Price / Sq Ft$140
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,811
Total Structure Area2,191 sq ft
Acres0.28 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryMiddleton-burney
MiddleMiller Intermediate
HighCrescent City

Community Information

Address262 River Ridge Place, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionNot Validd
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Lot Size12,196.8 sq ft
Parcel Number031226924100000790

Amenities

UtilitiesElectricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesWalk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave
HeatingElectric, Heat Pump
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

RoofShingle
ConstructionStucco

Additional Information

Date ListedOctober 6, 2025
Days on Market91
HOA Fees$135 / Annually
HOA FrequencyAnnually
HOA NameContact: John Horan
Tax Amount$167.85
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WJH BROKERAGE FL LLC

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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