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Active·280 days on market

210 River Bend Place B

Welaka, FL 32193

$249,000$302/sqftEst. $1,325/moMLS# 2112476
1
Beds
1
Baths
825
Sq Ft
1974
Built
Garage
No
Pool

About this home

Welaka

ST. JOHNS RIVER APPEAL Nestled on the picturesque St. Johns River, this charming riverside retreat offers an idyllic lifestyle for those yearning for tranquility & the thrill of waterfront living. This beautifully furnished 2nd-story unit is impeccably maintained & ready for immediate occupancy. It comes complete w/everything necessary for everyday comfort, from bedding & kitchen essentials to tasteful decorative accents. Just pack your essentials--bathing suit, toothbrush, fishing gear, & boat--and you're all set to enjoy the serene surroundings. The community's sparkling pool promises refreshing dips w/a stunning river view, while the enclosed back porch offers a peaceful spot to unwind. For boating enthusiasts, the community boat ramp ensures easy water access. With nearby dining, entertainment, & golfing options, plus proximity to natural treasures like Welaka State Forest & the vibrant cities of Palatka & St. Augustine, this residence is perfect for those who appreciate a balanc

Cost to own

Mortgage calculator

$249,000
$49,800
Loan Term
Monthly Payment
$1,258
Principal & Interest: $1,258
Est. Taxes & Insurance: $314
Estimated Total Monthly
$1,572
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,325
HOAbilled monthly$345
Estimated total, before insurance$1,670/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,964/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Oct 8, 2025Listed$249,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$249,000
Price / Sq Ft$302
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage825
Total Structure Area977 sq ft
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

ElementaryBrowning Pearce
MiddleCrescent City
HighCrescent City

Community Information

Address210 River Bend Place B, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionBeechers Point
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Parcel Number401226053000102100
ZoningResidential

Amenities

AmenitiesPool, Boat Dock, Boat Launch, Boat Slip, Laundry, Management - Off Site, RV/Boat Storage
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot, Unassigned
ViewPool, River

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBoat Ramp - Private
Lot DescriptionDead End Street
Patio / PorchCovered
RoofMetal
ConstructionFrame, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 8, 2025
Days on Market254
HOA Fees$345 / Monthly
HOA FrequencyMonthly
HOA NameOptimum Comm Mgt
HOA Fee IncludesCable TV, Insurance, Maintenance Grounds, Pest Control, Sewer, Water
Tax Amount$2,964.02
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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