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Sold·Closed Apr 16, 2026·39 days on market
195 River Ridge Place
Welaka, FL 32193
About this home
Welaka
Beautifully maintained 2022-built home in the growing River Hill community in Welaka, FL, just minutes from public boat ramp access to the St. Johns River. This 4-bedroom, 2-bath split-bedroom layout offers 1,666 square feet of open-concept living space with luxury vinyl plank flooring and crown molding accents throughout. The kitchen features granite countertops, stainless steel appliances, a spacious breakfast bar, and generous cabinet space. The private primary suite includes dual vanities and a walk-in closet. Situated on a 0.30-acre lot, the fully fenced backyard provides space to relax or entertain, with plenty of room for pets, play, weekend gatherings, and outdoor enjoyment, plus space for gardening or future enhancements and added privacy, and the epoxy-finished 2-car garage adds durability and function. With modern construction and upgrades complete, this home offers peaceful, easy living for every stage of life. *Some photos have been virtually staged.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,558 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:29 AM, sunset 6:54 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,377/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $152/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 171 River Ridge Place, Welaka, FL 32193Listed by OPENDOOR BROKERAGE, LLC. | Jul 2026 | $219,200 | $148 | 3/2 | 1,477 | 93 | 0 |
| 200 River Hill Drive, Welaka, FL 32193Listed by WJH BROKERAGE FL LLC | Jul 2025 | $269,990 | $149 | 4/2 | 1,811 | 150 | 0 |
| 322 River Hill Drive, Welaka, FL 32193Listed by WJH BROKERAGE FL LLC | Dec 2025 | $219,888 | $132 | 4/2 | 1,666 | 352 | 0.1 |
| 277 River Ridge Place, Welaka, FL 32193Listed by WJH BROKERAGE FL LLC | Nov 2025 | $269,990 | $139 | 4/3 | 1,941 | 51 | 0.1 |
| 262 River Ridge Place, Welaka, FL 32193Listed by WJH BROKERAGE FL LLC | Nov 2025 | $253,990 | $140 | 4/2 | 1,811 | 91 | 0.1 |
| 261 River Hill Drive, Welaka, FL 32193Listed by TIMBER TO TIDES REALTY LLC | Nov 2025 | $265,000 | $135 | 4/3 | 1,962 | 127 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WELAKA REALTY LLC
Sold by: WELAKA REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Apr 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines



