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Sold·Closed Nov 4, 2025·127 days on market

261 River Hill Drive

Welaka, FL 32193

$265,000sold priceListed at $274,900 · 96.4% of asking$135/sqftMLS# 2090144
4
Beds
3
Baths
1,962
Sq Ft
2022
Built
2
Garage
No
Pool
HOA $11/mo9,583 sqft lotSingle Family Residence2 stories

About this home

Welaka

Welcome to your dream home in the heart of Welaka, Florida! Built in 2022, this stunning 4-bedroom, 3-bathroom residence offers modern comfort and unparalleled convenience. The spacious kitchen is a chef's delight, boasting gleaming granite countertops and classic white shaker cabinets, perfect for entertaining or everyday living. This home offers two distinct living areas, providing versatile space for your family's needs - imagine a dedicated playroom for the kids, a cozy home office, or a separate media room! In the master bath, you'll find a luxurious retreat featuring dual vanities, a refreshing walk-in shower, and an expansive walk-in closet to keep everything organized.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
HOAbilled annually$11
Estimated total, before insurance$1,479/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,277/yr · $440/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Insurance (est.): $177
Estimated Total Monthly
$1,645
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,667 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,277/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $148/sq ft; this home is listed at $140/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
299 River Hill Drive, Welaka, FL 32193Listed by WJH BROKERAGE FL LLCOct 2025$253,990$1524/21,6662700
247 River Hill Drive, Welaka, FL 32193Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMay 2025$305,000$1804/21,691810
171 River Ridge Place, Welaka, FL 32193Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$219,200$1483/21,477930.1
195 River Ridge Place, Welaka, FL 32193Listed by WELAKA REALTY LLCApr 2026$246,000$1484/21,666390.1
322 River Hill Drive, Welaka, FL 32193Listed by WJH BROKERAGE FL LLCDec 2025$219,888$1324/21,6663520.1
277 River Ridge Place, Welaka, FL 32193Listed by WJH BROKERAGE FL LLCNov 2025$269,990$1394/31,941510.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$274,900
Price / Sq Ft$140
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,962
Total Structure Area2,542 sq ft
Acres0.22 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address261 River Hill Drive, Welaka, FL 32193
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionMetes & Bounds
CityWelaka
CountyPutnam
StateFL
Zip Code32193
Lot Size9,583.2 sq ft
Parcel Number031226924200000130

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingPrivacy, Wire
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedMay 29, 2025
Days on Market127
HOA Fees$135 / Annually
HOA FrequencyAnnually
Tax Amount$5,276.52
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TIMBER TO TIDES REALTY LLC

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 4, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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