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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Aug 27, 2025·29 days on market·Recent sales in Jacksonville

438 W 26th Street

Jacksonville, FL 32206

$89,000sold priceListed at $110,000 · 80.9% of asking$103/sqftMLS# 2096722
2
Beds
1
Baths
867
Sq Ft
1922
Built
—
Garage
No
Pool
No HOA4,792 sqft lotSingle Family Residence1 story

About this home

Jacksonville

**SELLER OFFERING $2,500 TO BUYER WITH AN ACCEPTABLE OFFER** Welcome home to this MOVE IN READY 2 bedroom, 1 bath home in the heart of Jacksonville. Upgrades include: fresh interior and exterior paint, LVP flooring throughout the main living areas, plush carpet in the bedrooms, upgraded kitchen and bathroom, brand new appliances, new fixtures, and more! Entertain with family and friends in your large backyard and enjoy relaxing on your front porch. Laundry hookup in the unit as well. This is a perfect starter home, call for a private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$493
Property taxesest. at asking price, Duval County$145
Estimated total, before insurance$638/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,203/yr · $100/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$89,000
$17,800
Loan Term
Monthly Payment
$493
Principal & Interest: $493
Property taxes (est.): $145
Insurance (est.): $59
Estimated Total Monthly
$698
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,203/yr

Estimated taxes if purchased at asking price: ~$1,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 3, 2025Listed$110,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $85/sq ft; this home is listed at $127/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
431 W 26th Street, Jacksonville, FL 32206Listed by FREEDOM REALTY GROUP LLCSep 2026$95,000$983/19662480
420 W 23rd Street, Jacksonville, FL 32206Listed by POWERS REAL ESTATE SOLUTIONS LLCAug 2026$113,000$1182/1959230.1
402 W 19th Street, Jacksonville, FL 32206Listed by DJ & LINDSEY REAL ESTATEAug 2026$85,000$823/21,0401890.3
218 E 18th Street, Jacksonville, FL 32206Listed by STA REALTYAug 2026$67,000$822/1822140.7
253 41st Street, Jacksonville, FL 32206Listed by 1 REALTY CORPAug 2026$65,000$722/190400.8
1202 W 32nd Street, Jacksonville, FL 32209Listed by FREEDOM REALTY GROUP LLCAug 2026$90,000$854/11,0561720.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$110,000
Price / Sq Ft$127
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage867
Acres0.11 acres
Year Built1922
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address438 W 26th Street, Jacksonville, FL 32206
Area071-Brentwood/Evergreen
SubdivisionSpringfield Nw Port
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size4,791.6 sq ft
Parcel Number0875770000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, On Street

Interior

AppliancesElectric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchFront Porch

Additional Information

Date ListedJuly 3, 2025
Days on Market29
Tax Amount$1,202.84
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 27, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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