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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Aug 15, 2025·7 days on market·Recent sales in Jacksonville

4315 Birchwood Avenue

Jacksonville, FL 32207

$383,000sold priceListed at $389,500 · 98.3% of asking$222/sqftMLS# 2096404
3
Beds
2
Baths
1,729
Sq Ft
1947
Built
1
Garage
No
Pool
No HOA9,148 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Step inside this remarkable San Marco bungalow is the perfect place to call home. This home offers 3 bedrooms, 2 bathrooms, and has undergone beautiful updates including updated plumbing, updated electrical systems, upgraded stainless steel appliances, and original hardwood floors. The primary suite includes a huge walk-in closet with double-vanities and private water closet. The generously sized 2nd bathroom also includes double vanities, adding to the luxury of the home. Both bathrooms have new tile. The gourmet kitchen seamlessly connects to a bright and airy family room with high ceilings, which provides a view of the private wooden deck and fully fenced backyard. Additionally, the home features a front sunroom that floods with natural light. Conveniently located just minutes away from downtown, as well as dining and shopping options in San Marco Square, this move-in ready gem is a rare find in the highly regarded A-rated Hendricks Avenue School district.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,121
Property taxesest. at asking price, Duval County$625
Estimated total, before insurance$2,747/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,856/yr · $405/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$383,000
$76,600
Loan Term
Monthly Payment
$2,121
Principal & Interest: $2,121
Property taxes (est.): $625
Insurance (est.): $255
Estimated Total Monthly
$3,002
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1947)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,657 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,856/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 9, 2025Listed$389,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $225/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4504 Peachtree Circle E, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSAug 2026$440,000$2333/21,88870.1
4242 Pinewood Avenue, Jacksonville, FL 32207Listed by FLUID REALTY, LLC.Oct 2026$360,000$2953/11,221420.2
4121 Birmingham Road, Jacksonville, FL 32207Listed by PURSUIT REAL ESTATE, LLCAug 2026$255,000$2063/11,240580.3
1278 Eutaw Place, Jacksonville, FL 32207Listed by ROUND TABLE REALTYAug 2026$522,500$3274/21,597240.5
5206 Tulane Avenue, Jacksonville, FL 32207Listed by WATSON REALTY CORPOct 2026$352,500$2254/21,56960.6
2416 Johnson Avenue, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$234,900$1554/21,513140.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,500
Price / Sq Ft$225
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,729
Acres0.21 acres
Year Built1947
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Historic
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address4315 Birchwood Avenue, Jacksonville, FL 32207
Area012-San Jose
SubdivisionRidgewood
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size9,147.6 sq ft
Lot Dimensions114x70
Parcel Number1002020000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionHistoric Area
Patio / PorchDeck
FencingBack Yard
RoofShingle
ConstructionBrick, Vinyl Siding

Additional Information

Date ListedJuly 9, 2025
Days on Market7
Tax Amount$4,856.07
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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