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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Aug 8, 2025·5 days on market·Recent sales in Over 55 & Active Adult

3156 Scenic Oaks Drive

Jacksonville, FL 32226

$525,000sold priceListed at $535,000 · 98.1% of asking$157/sqftMLS# 2095148
5
Beds
3.5
Baths
3,335
Sq Ft
2005
Built
3
Garage
No
Pool
HOA $83/mo0.49 acresSingle Family Residence2 stories

About this home

Jacksonville

Step into this stunningly upgraded home offering a NEW ROOF installed July 2024, nearly 3,400 sq ft of thoughtfully designed living space! From the moment you arrive, you'll appreciate the spacious 3-car garage perfect for all your toys, tools, or weekend adventures. Inside, you'll be welcomed by fresh ceramic tile, plush new carpeting, and a true split floor plan that offers privacy and functionality with three secondary bedrooms and a full bath thoughtfully separated from the primary suite and all on the first floor. The heart of the home is the beautifully updated kitchen, featuring sleek granite countertops, a stylish backsplash, and ample cabinetry ideal for everything from quick breakfasts to holiday entertaining. The expansive primary suite offers roof for an additional sitting area or home office, 2 generous walk-in closets, double vanities, a soaking tub, and a separate shower. Upstairs, a private suite with a full bath and wet bar provides entertaining space, guest retreat

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,908
Property taxesest. at asking price, Duval County$857
HOAbilled annually$83
Estimated total, before insurance$3,849/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,876/yr · $406/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,908
Principal & Interest: $2,908
Property taxes (est.): $857
Insurance (est.): $350
Estimated Total Monthly
$4,115
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,454 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,876/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 29, 2025Listed$535,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $160/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12388 Hickory Forest Road, Jacksonville, FL 32226Listed by FADER & CO REALTY LLCOct 2026$386,500$1325/2.52,91910.2
12233 Shadow Creek Court, Jacksonville, FL 32226Listed by ROUND TABLE REALTYJul 2026$480,000$1874/2.52,564230.2
3411 Hickory Hammock Road, Jacksonville, FL 32226Listed by YOUR PROPERTY REALTY LLCAug 2026$405,000$1444/2.52,8081340.4
3457 Hickory Landing Court, Jacksonville, FL 32226Listed by NAVY TO NAVY HOMES LLCJul 2026$378,000$1603/2.52,356690.4
11934 Caney Lane, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERYJun 2026$400,000$1515/42,644720.8
11626 Marsh Elder Drive, Jacksonville, FL 32226Listed by SUNSHINE REALTY & CO LLCJul 2026$395,000$1684/32,35700.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$535,000
Price / Sq Ft$160
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,335
Acres0.49 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address3156 Scenic Oaks Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionOlde Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size21,344.4 sq ft
Parcel Number1065627560

Amenities

AmenitiesGated
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
FencingFenced, Back Yard, Full, Privacy, Wood
RoofShingle
ConstructionStone Veneer, Stucco, Vinyl Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 30, 2025
Days on Market5
HOA Fees$1,000 / Annually
HOA FrequencyAnnually
Tax Amount$4,876.34
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 8, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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