This home is in Jacksonville.
Active·8 days on market
3302 Guernsey Court
Jacksonville, FL 32226
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
4 BEDROOMS | 2 BATHROOMS | 1,748 SQ. FT. | BRAND-NEW HVAC | MOVE-IN READY! JUST INSTALLED: BRAND-NEW HVAC SYSTEM — BOTH OUTDOOR COMPRESSOR UNIT AND INDOOR AIR HANDLER REPLACED! Looking for a beautifully updated home where the major work is already done? Welcome to this move-in-ready 4-bedroom, 2-bathroom home in North Jacksonville, tucked away on a quiet cul-de-sac! With extensive updates, modern finishes, and a brand-new HVAC system installed October 1, this home is ready for its next owner to move in and enjoy. WHY YOU'LL LOVE THIS HOME: - Brand-new HVAC system — new outdoor compressor unit and indoor air handler, installed October 1! - New roof installed in 2022 - Brand-new energy-efficient windows - Remodeled kitchen with updated finishes - Updated bathrooms - Luxury vinyl plank flooring throughout - Fresh interior paint - New water heater - New storm back door - Newer privacy fence - Quiet cul-de-sac location Motivated Seller | Schedule Your Showing Today!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,387 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 18, 2026Price change$309,999−$10,000
- Aug 19, 2026Listed$319,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $177/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12648 Moose Road, Jacksonville, FL 32226Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLC | Aug 2026 | $285,000 | $191 | 3/2 | 1,491 | 151 | 0.2 |
| 12551 Moose Road, Jacksonville, FL 32226Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $320,000 | $203 | 3/2 | 1,579 | 47 | 0.3 |
| 3428 Glenn Hollow Court, Jacksonville, FL 32226Listed by LOKATION | Sep 2026 | $325,000 | $147 | 4/2.5 | 2,215 | 18 | 0.5 |
| 3420 Glenn Hollow Court, Jacksonville, FL 32226Listed by SOVEREIGN REAL ESTATE GROUP | Aug 2026 | $350,000 | $185 | 4/2 | 1,893 | 34 | 0.5 |
| 12316 Hickory Forest Road, Jacksonville, FL 32226Listed by 1 PERCENT LISTS FIRST COAST | Oct 2026 | $285,000 | $152 | 3/2 | 1,874 | 16 | 0.8 |
| 13513 Yellow Bluff Road, Jacksonville, FL 32226Listed by RPB REALTY,INC | Sep 2026 | $409,900 | $197 | 4/2 | 2,084 | 110 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LOKATION
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines