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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jul 14, 2025·6 days on market

803 Gene Drive

Starke, FL 32091

$270,000sold priceListed at $279,900 · 96.5% of asking$163/sqftMLS# 2093636
3
Beds
2.5
Baths
1,653
Sq Ft
1987
Built
2
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Starke

Welcome to Green Acres! Nestled in a highly desirable subdivision known for its friendly neighbors and peaceful atmosphere, this charming brick home offers the perfect blend of quality construction and convenience. With a spacious yard shaded by mature trees and a classic front porch, it's ready for you to make it your own. Enjoy nearby sidewalks ideal for morning walks or bike rides through the neighborhood. Centrally located just minutes from town, with easy access to the bypass for quick commutes to Jacksonville or Gainesville. This is the one you've been waiting for--come see it today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,496
Estimated total, before insurance$1,496/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$270,000
$54,000
Loan Term
Monthly Payment
$1,496
Principal & Interest: $1,496
Insurance (est.): $180
Estimated Total Monthly
$1,676
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $169/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1561 Dodd Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCSep 2025$280,000$1633/21,72160.1
5451 NW 173rd Street, Starke, FL 32091Listed by ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTYDec 2025$220,000$1413/21,5601620.4
573 Utah Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCAug 2026$272,000$2303/21,184330.7
785 W Market Road, Starke, FL 32091Listed by CW REALTYSep 2025$249,900$1653/21,512220.7
624 N Lake Street, Starke, FL 32091Listed by AMERICAN DREAM OF NORTHEAST FLORIDAApr 2026$185,000$1503/11,232630.9
423 N Broadway Street, Starke, FL 32091Listed by TPR REAL ESTATE GROUP INCMay 2026$232,000$1343/21,736761

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$279,900
Price / Sq Ft$169
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,653
Total Structure Area2,380 sq ft
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address803 Gene Drive, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionGreen Acres
CityStarke
CountyBradford
StateFL
Zip Code32091
Parcel Number02335000700

Amenities

UtilitiesOther
SewerPublic Sewer
Water SourcePublic
ParkingOther, Garage

Interior

AppliancesDishwasher, Electric Oven
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Lot DescriptionCorner Lot
Patio / PorchPorch
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 17, 2025
Days on Market6
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JULIE MORROW PREMIER REALTY INC

Sold by: FAULKNER REALTY, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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