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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ashley Woods, Jacksonville.

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Sold

Sold·Closed Aug 12, 2025·47 days on market·Recent sales in Ashley Woods·Ashley Woods

12357 Winterpine Court

Jacksonville, FL 32225

$445,000sold priceListed at $450,000 · 98.9% of asking$234/sqftMLS# 2091304
4
Beds
2
Baths
1,899
Sq Ft
2002
Built
2
Garage
No
Pool

5 more homes for sale in Ashley Woods →Search Ashley Woods on the map

HOA $17/mo7,405 sqft lotSingle Family Residence1 story

About this home

Ashley Woods

*PRICE IMPROVEMENT + $5,000 CREDIT* Now offering a $5,000 credit toward closing costs or rate buy down! Tucked away on a quiet dead-end street, this timeless brick home features a 2-car garage and extended driveway. A covered entryway leads to an open floor plan with luxury vinyl plank flooring throughout. The spacious living room boasts vaulted ceilings and a wood-burning fireplace. French doors open to a climate-controlled Florida Room—perfect for a home office, retreat, or second living area. The kitchen includes stainless steel appliances, pantry, breakfast bar, and a cozy nook beside a bay window. The primary suite offers vaulted ceilings, an arched window with plantation shutters, and a spa-like ensuite with barn door entry, dual vanities, garden tub, and tiled shower. Two additional bedrooms share a full bath, and the interior laundry room offers extra storage. Enjoy a fenced backyard with mature trees, ideal for pets, play, or relaxing evenings outdoors.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,465
Property taxesest. at asking price, Duval County$727
HOAbilled annually$17
Estimated total, before insurance$3,208/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,393/yr · $449/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,465
Principal & Interest: $2,465
Property taxes (est.): $727
Insurance (est.): $297
Estimated Total Monthly
$3,488
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $425,000 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$357,017$302,242—
2024$343,017$293,017▲ $9,793
2023$345,519$295,519—
2022$317,999$158,715—
2021$231,889$152,636—
2020$224,871$149,839—

2024 property taxes (current owner): $5,393/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $276/sq ft; this home is listed at $237/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
992 Hyannis Port Drive, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$360,000$2293/21,5721760.6
930 Arkenstone Drive, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$415,000$2914/21,425130.7
1716 Chandelier Circle W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$428,000$2384/21,800340.7
1313 Chinook Trail, Jacksonville, FL 32225Listed by EXIT 1 STOP REALTYSep 2026$415,000$2763/21,503570.8
13141 Ebbtide Court, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$450,000$2453/21,833180.9
13813 Pleasantview Drive N, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$480,000$2923/21,644501.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$237
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,899
Total Structure Area2,339 sq ft
Acres0.17 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12357 Winterpine Court, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionAshley Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size7,405.2 sq ft
Parcel Number1621098020

Amenities

AmenitiesManagement - Full Time, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesOther
Lot DescriptionDead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingFenced, Back Yard
RoofShingle
ConstructionBrick
Other StructuresShed(s)

Additional Information

Date ListedJune 6, 2025
Days on Market47
HOA Fees$198 / Annually
HOA FrequencyAnnually
HOA NameEagles Creek Owners Association
Tax Amount$5,393.25
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ashley Woods

Ashley Woods is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Ashley Woods homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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