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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Arbors At Rivertown, St. Johns — a home near Bartram Trail High School.

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Sold

Sold·Closed Oct 3, 2025·109 days on market·Recent sales in Arbors At Rivertown·Arbors At Rivertown

241 Oak Shadow Place

St. Johns, FL 32259

$572,500sold priceListed at $595,500 · 96.1% of asking$228/sqftMLS# 2087510
4
Beds
3
Baths
2,508
Sq Ft
2021
Built
2
Garage
No
Pool

4 more homes for sale in Arbors At Rivertown →Search Arbors At Rivertown on the map

HOA $4/mo7,841 sqft lotSingle Family Residence1 story

About this home

Arbors At Rivertown

Sleek, inviting contemporary design meets coastal charm in this beautifully upgraded single-story home nestled on a preserve lot in the Arbors at RiverTown. Built in 2021 by Mattamy Homes, this 4-bedroom, 3-bath home spans 2,508 square feet and offers seamless indoor-outdoor living with a tranquil backdrop of preserve greenery. Step inside and be welcomed by 10-foot ceilings, 8-foot doors, and smooth-finished walls that enhance the open, airy ambiance. Wide plank tile flooring, upgraded baseboards, and designer lighting flow throughout the home. A striking tray ceiling with blue pattern accents the entry hall, setting a tone of understated luxury. The open great room connects effortlessly to a modern kitchen with a large espresso-stained shiplap-wrapped island, soft-close shaker cabinetry, quartz countertops, chevron backsplash, and premium Whirlpool appliances including a 5-burner gas cooktop, wall oven, and charcoal glass 4-door refrigerator. The private office with French doors is

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,171
Property taxesest. at asking price, St. Johns County$762
HOAbilled annually$4
Estimated total, before insurance$3,937/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,048/yr · $671/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$572,500
$114,500
Loan Term
Monthly Payment
$3,171
Principal & Interest: $3,171
Property taxes (est.): $762
Insurance (est.): $382
Estimated Total Monthly
$4,315
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,601 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $8,048/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 14, 2025Listed$595,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $237/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
617 Luminous Avenue, St. Johns, FL 32259Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$544,000$2375/32,296730.5
117 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)Sep 2026$735,532$2325/3.53,16900.6
411 Footbridge Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$750,000$2335/43,217140.6
130 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)Aug 2026$630,674$2644/32,38500.6
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$650,000$2144/2.53,036200.7
146 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$599,000$2533/2.52,367880.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$595,500
Price / Sq Ft$237
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,508
Acres0.18 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address241 Oak Shadow Place, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionArbors At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,840.8 sq ft
Parcel Number0007170690

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio
RoofShingle
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMay 14, 2025
Days on Market109
HOA Fees$53 / Annually
HOA FrequencyAnnually
HOA NameRivertown HOA
Tax Amount$8,048.3
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Arbors At Rivertown

Arbors At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Arbors At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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