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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·103 days on market

2453 SE 30 Street

Melrose, FL 32666

$1,650,000$504/sqftEst. $8,413/moMLS# 2114916
4
Beds
3
Baths
3,273
Sq Ft
2018
Built
Garage
Yes
Pool

About this home

Melrose

Live the lake life on Lake Santa Fe. Built in 2018, this impeccably maintained single‑family home offers 3,273 sq ft with 3 bedrooms and 3.5 baths on a 0.69‑acre lakefront lot. Enjoy sweeping sunset views from your outdoor living area, complete with an outdoor kitchen and paver patios. The private dock with 7000lb boat lift makes days on the water effortless. Inside, flexible spaces include a dedicated office and a movie room. A standout feature is the pool that can convert to a hot tub—perfect for year‑round enjoyment. Quality finishes continue throughout with thoughtful storage and easy indoor‑outdoor flow. A rare blend of modern comfort and resort‑style amenities on one of North Florida's most desirable lakes.

Cost to own

Mortgage calculator

$1,650,000
$330,000
Loan Term
Monthly Payment
$8,413
Principal & Interest: $8,413
Insurance (est.): $1,100
Estimated Total Monthly
$9,513
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$8,413
Estimated total, before insurance$8,413/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,445 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 24, 2026Listed$1,650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,650,000
Price / Sq Ft$504
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,273
Acres0.69 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolYes
Pool FeaturesIn Ground, Pool Cover
Is WaterfrontYes

School Information

MiddleBradford
HighBradford

Community Information

Address2453 SE 30 Street, Melrose, FL 32666
Area523-Bradford County-SE
SubdivisionPumpkin Patch
CityMelrose
CountyBradford
StateFL
Zip Code32666
Lot Size30,056.4 sq ft
Parcel Number06079000100
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Available
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces2
# of Stories1
LevelsOne
Security24 Hour Security

Exterior

Exterior FeaturesBoat Lift, Dock, Outdoor Kitchen, Outdoor Shower
Lot DescriptionOther
Patio / PorchCovered, Deck, Front Porch, Patio, Rear Porch
Other StructuresOutdoor Kitchen, Shed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 24, 2026
Days on Market219
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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