Sold·Closed Jul 23, 2026·138 days on market
118 W Camelot Drive -
Palatka, FL 32177
About this home
Palatka
At the end of a CUL-DE-SAC on a private ½-ACRE, is a well-cared-for 3-bed, 2-bath home with privacy, flexible living & rare utility features. Mature landscaping surrounds with NO VISIBLE NEIGHBORS. Inside are spacious rooms, TILE FLOORING, crown molding & integrated lighting. The primary suite features a LARGE WALK-IN CLOSET, double vanity & soaker tub with separate shower. The SPLIT FLOOR PLAN allows for a POTENTIAL IN-LAW SUITE, including a bedroom with sink, cabinetry & exterior access with an adjacent guest bedroom & full bath. A large indoor UTILITY & LAUNDRY ROOM offers added storage, along with a storage room in the 2-car garage. Outdoor features include a LARGE PAVED PATIO, SCREENED SUNROOM, & two outbuildings. One is a climate-controlled WORKSHOP & STORE ROOM, the other a large METAL BUILDING with shelving. Features include GAS STOVE, GAS DRYER, GAS TANKLESS WATER HEATER & GAS FIREPLACE, generator plug, irrigation & well water treatment system. NEW ROOF. 2 miles to Publx.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,725 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
- The coolest diagonal for a lanai; a pool here trades warmth for comfort.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,410/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 5, 2026Closed$370,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $206/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 112 W Camelot Drive, Palatka, FL 32177Listed by CENTURY 21 BECKHAM REALTY | Apr 2026 | $306,900 | $214 | 3/2 | 1,433 | 127 | 0.1 |
| 117 Horseman Club Road, Palatka, FL 32177Listed by IHEART REALTY INC | Apr 2026 | $294,900 | $160 | 3/2 | 1,838 | 188 | 0.3 |
| 7200 Andrew Jackson Street, Palatka, FL 32177Listed by BEACH STATE REALTY | Sep 2026 | $245,250 | $187 | 3/2 | 1,311 | 121 | 0.4 |
| 138 Kelley Smith School Road, Palatka, FL 32177Listed by MAXREV, LLC | Sep 2026 | $285,000 | $185 | 4/2 | 1,543 | 226 | 0.5 |
| 1127 S State Road 19, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLC | Jun 2026 | $168,000 | $123 | 3/2 | 1,361 | 108 | 0.7 |
| 111 Davis Lake Road, Palatka, FL 32177Listed by TIMBER TO TIDES REALTY LLC | Jun 2026 | $256,000 | $195 | 3/2 | 1,316 | 0 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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