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Sold

Sold·Closed Jul 17, 2025·20 days on market

5762 Retreat Road

Keystone Heights, FL 32656

$285,896sold priceListed at $274,900 · 104% of asking$134/sqftMLS# 2084748
5
Beds
3
Baths
2,128
Sq Ft
2024
Built
—
Garage
No
Pool
No HOA1.19 acresMobile Home1 story

About this home

Keystone Heights

Brand new 5 bedroom, 3 bathroom mobile home on over an acre of land ready for new owners! Property has a great open floor plan with ample living space and split bedrooms and LVP floors throughout. Kitchen features all brand new stainless steel appliances, island and pendant lighting. Large primary bedroom with walk in closet and walk in shower. Seller is open to installing carport or storage shed. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,584
Property taxesest. at asking price, Clay County$438
Estimated total, before insurance$2,022/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,896
$57,179
Loan Term
Monthly Payment
$1,584
Principal & Interest: $1,584
Property taxes (est.): $438
Insurance (est.): $191
Estimated Total Monthly
$2,212
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $270/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $129/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5608 Jones Creek Road, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLCMay 2026$243,000$1363/21,79260.5
4924 Shady Creek Drive, Keystone Heights, FL 32656Listed by RIVER CITY RENTALS AND REALTYOct 2025$555,000$2444/32,272190.8
4690 Kim Lane, Keystone Heights, FL 32656Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCNov 2025$360,000$1894/21,9041441.1
5849 County Road 315C, Keystone Heights, FL 32656Listed by EXIT INSPIRED REAL ESTATESep 2025$850,000$3083/3.52,7561341.2
5970 Plantation Court, Keystone Heights, FL 32656Listed by UNITED REAL ESTATE GALLERYJul 2026$499,000$2194/22,280191.3
6060 County Road 315C, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCJan 2026$460,000$2324/2.51,980411.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$274,900
Price / Sq Ft$129
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,128
Acres1.19 acres
Year Built2024
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address5762 Retreat Road, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionKeystone Heights
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size51,836.4 sq ft
Parcel Number16072400690100905

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

AppliancesElectric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Road FrontagePrivate Road

Additional Information

Date ListedApril 30, 2025
Days on Market20
Tax Amount$270.27
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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