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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed May 29, 2025·5 days on market·Recent sales in St. Augustine

4028 Red Pine Lane

St. Augustine, FL 32086

$455,000sold priceListed at $465,000 · 97.8% of asking$269/sqftMLS# 2083611
3
Beds
2
Baths
1,692
Sq Ft
1999
Built
2
Garage
Yes
Pool
No HOA15,246 sqft lotSingle Family Residence1 story

About this home

St. Augustine

Your search ends here! This stunning home offers it all: a cozy fireplace, covered patio, and a screened sparkling pool and spa overlooking peaceful conservation. The large fenced yard is perfect for outdoor enjoyment. Inside, a dedicated office adds versatility, while the primary suite impresses with dual vanities, a garden tub, separate shower, and a walk-in closet. Enjoy casual meals in the eat-in kitchen with SS appliances and ample cabinet and countertop space. Metal Roof 5yrs old - NO HOA -Nestled in a great St. Augustine location- just 5 miles to the historic downtown and beautiful First Coast beaches while still offering easy access to Jacksonville, and the St. Johns River! This is Florida living at its finest, with the best of Northeast Florida right at your fingertips! Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, St. Johns County$605
Estimated total, before insurance$3,126/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,933/yr · $328/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $605
Insurance (est.): $303
Estimated Total Monthly
$3,429
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,662 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,933/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 24, 2025Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $273/sq ft; this home is listed at $275/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
53 Monroe Avenue, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNSAug 2026$415,000$2183/21,9081540.4
204 Saranac Lane, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$340,000$2334/2.51,459230.5
217 S Shadowwood Drive, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$700,000$3393/22,067410.8
3345 Kings Road S, St. Augustine, FL 32086Listed by INTEGRITY KEY REALTY LLCOct 2026$520,000$2863/21,818291.2
112 Crooked Tree Trail, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$355,000$1773/22,004481.3
44 Moonbeam Road, St. Augustine, FL 32086Listed by NON MLS (realMLS)Aug 2026$365,860$2733/21,34201.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$465,000
Price / Sq Ft$275
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,692
Total Structure Area2,174 sq ft
Acres0.35 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

Community Information

Address4028 Red Pine Lane, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionWildwood Pines
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size15,246 sq ft
Parcel Number1373470350
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached
ViewPool, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Spa FeaturesIn Ground, Heated

Exterior

Lot DescriptionMany Trees, Wooded
Patio / PorchFront Porch, Patio, Screened
FencingBack Yard
RoofMetal
ConstructionStucco
Road FrontageCity Street

Additional Information

Date ListedApril 24, 2025
Days on Market5
Tax Amount$3,933.19
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REDFIN CORPORATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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