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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Jun 30, 2025·16 days on market·Recent sales in Over 55 & Active Adult

15506 Thomas Creek Way

Jacksonville, FL 32218

$364,489sold priceListed at $364,489 · 100% of asking$173/sqftMLS# 2083462
4
Beds
2
Baths
2,106
Sq Ft
2025
Built
2
Garage
No
Pool
HOA $64/mo6,534 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

Move in Ready Now!! Lennar Homes Charle II floor plan: 4 beds, 2 baths and 2 car garage. Everything's Included® features: White Cabs w/white Quartz kitchen tops, 42'' cabs, Stainless steel appliances: Gas cooktop, dishwasher, microwave, & refrigerator, ceramic wood tile in wet areas & extended into family/dining/halls, Quartz vanities, gas water heater, screened lanai and sprinkler system. 1 year builder warranty, dedicated customer service program & 24-hour emergency service.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,019
Property taxesest. at asking price, Duval County$595
HOAbilled semi-annually$64
Estimated total, before insurance$2,678/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$364,489
$72,898
Loan Term
Monthly Payment
$2,019
Principal & Interest: $2,019
Property taxes (est.): $595
Insurance (est.): $243
Estimated Total Monthly
$2,857
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,454/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 23, 2025Listed$364,489

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1712 Lachlan Circle, Jacksonville, FL 32218Listed by LPT REALTY, LLCJul 2026$395,000$1544/32,571260.2
1564 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCAug 2026$385,570$1984/31,94370.8
15493 Turkoman Circle, Jacksonville, FL 32218Listed by CITRINE REALTY LLCAug 2026$314,900$1774/21,779360.8
15582 Turkoman Circle, Jacksonville, FL 32218Listed by SOVEREIGN REAL ESTATE GROUPAug 2026$300,000$1634/21,8392230.8
15475 Turkoman Circle, Jacksonville, FL 32218Listed by DJ & LINDSEY REAL ESTATEJul 2026$342,000$1963/21,742260.8
1468 Josie Lane, Jacksonville, FL 32219Listed by LENNAR REALTY INCAug 2026$443,490$1764/22,52130.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$364,489
Price / Sq Ft$173
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,106
Acres0.15 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes

Community Information

Address15506 Thomas Creek Way, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionSeaton Creek Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size6,534 sq ft
Lot Dimensions50 x 120
Parcel Number0196002165

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Maintenance Grounds, Trash
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedApril 23, 2025
Days on Market16
HOA Fees$383 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$4,453.93
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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