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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Old Palm Valley, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold

Sold·Closed Jul 22, 2025·43 days on market·Recent sales in Old Palm Valley·Old Palm Valley

140 Bear Pen Road

Ponte Vedra Beach, FL 32082

$1,040,000sold priceListed at $1,075,000 · 96.7% of asking$393/sqftMLS# 2083279
4
Beds
3
Baths
2,649
Sq Ft
1996
Built
3
Garage
Yes
Pool

All Old Palm Valley homes for sale →Search Old Palm Valley on the map

HOA $65/mo0.65 acresSingle Family Residence2 stories

About this home

Old Palm Valley

Beautifully renovated 4 bed, 3 bath home in the heart of Ponte Vedra Beach on a quiet oak canopied street. Zoned for top rated Saint John's schools, you will find Ocean Palms Elementary and Landrum Middle School a short walk, bike ride or drive away. Enjoy peace of mind with all major systems new within the last 5 years. You will find new wood floors throughout the mostly one level living home. The marble floored spa like primary bath features a zero entry shower and hand hammered copper soaking tub, designed with wellness in mind. A backyard oasis awaits with a screened pool that has been upgraded with new finish and equipment all complimented by a beautiful new white marble pool deck. A very ample back yard will allow for plenty of space for family get togethers and pets to run to their hearts content. Modern upgrades meet thoughtful design in this move in ready gem all within minutes to shopping, outdoor activities and sun drenched sandy beaches..

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,761
Property taxesest. at asking price, St. Johns County$1,384
HOAbilled quarterly$65
Estimated total, before insurance$7,209/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,637/yr · $470/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,040,000
$208,000
Loan Term
Monthly Payment
$5,761
Principal & Interest: $5,761
Property taxes (est.): $1,384
Insurance (est.): $693
Estimated Total Monthly
$7,838
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,637/yr

Estimated taxes if purchased at asking price: ~$16,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jun 7, 2025Listed$1,075,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $378/sq ft; this home is listed at $406/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
104 Twin Cedar Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$768,000$2934/2.52,6171590.1
108 Shell Bluff Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITEDJul 2026$690,000$3134/32,2081190.1
117 Azalea Point Drive S, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCSep 2026$880,000$3034/2.52,9061310.3
113 Osprey Ridge Way, Ponte Vedra Beach, FL 32082Listed by UNITED REAL ESTATE GALLERYSep 2026$875,000$4214/22,079650.3
181 Retreat Place, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$1,600,000$4784/43,34770.3
127 Glen Cove Place, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPAug 2026$855,000$3784/32,259340.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,075,000
Price / Sq Ft$406
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,649
Total Structure Area3,778 sq ft
Acres0.65 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address140 Bear Pen Road, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionOld Palm Valley
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size28,314 sq ft
Lot Dimensions97x342x91x290
Parcel Number0667230520

Amenities

AmenitiesPark, Playground
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Off Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Stone, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryLower Level, Sink
SecuritySmoke Detector(s)

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
FencingWood
RoofShingle
ConstructionOther, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 7, 2025
Days on Market43
HOA Fees$194.25 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,636.98
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Old Palm Valley

Old Palm Valley is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Old Palm Valley homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines