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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Charter Point, Jacksonville.

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Sold

Sold·Closed Jul 11, 2025·18 days on market·Recent sales in Charter Point·Charter Point

4475 Charter Point Boulevard

Jacksonville, FL 32277

$443,000sold priceListed at $460,000 · 96.3% of asking$195/sqftMLS# 2082473
3
Beds
3
Baths
2,271
Sq Ft
1979
Built
2
Garage
No
Pool

3 more homes for sale in Charter Point →Search Charter Point on the map

HOA $23/mo0.68 acresSingle Family Residence1 story

About this home

Charter Point

Mid-Century Charm Meets Opportunity in Rapidly Growing Arlington! Nestled in an established neighborhood with mature landscaping and wide streets, this solid brick Mid-Century Modern home sits on one of the largest lots in the community, offering a private and expansive backyard oasis perfect for relaxing or entertaining. Inside, you'll find real hardwood floors, formal dining room, sunken living room, timeless architectural details, & thoughtful updates that make this home move-in ready. The new roof (2023) and $2,500 in recent landscaping improvements add to the home's long-term value. Bonus features include a water softener, hot tub, and washer/dryer, all included AS-IS. Fully updated kitchen, custom closets, and thoughtful, classic & contemporary touches such as wooden casings, large architectural beams, and skylights! Don't forget about the additional 11X13 glassed in Sunroom with marsh views perfect for that first cup of coffee or end of day glass of wine!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,454
Property taxesest. at asking price, Duval County$723
HOAbilled annually$23
Estimated total, before insurance$3,200/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,980/yr · $582/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$443,000
$88,600
Loan Term
Monthly Payment
$2,454
Principal & Interest: $2,454
Property taxes (est.): $723
Insurance (est.): $295
Estimated Total Monthly
$3,472
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,445 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,980/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 17, 2025Listed$460,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4526 Oak Bay Drive W, Jacksonville, FL 32277Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$560,000$2054/32,72820.1
5454 River Trail Road S, Jacksonville, FL 32277Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$460,000$1693/2.52,71850.2
4375 Maywood Drive, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$300,000$1294/32,32900.2
4309 Maywood Drive, Jacksonville, FL 32277Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Aug 2026$435,000$1954/2.52,23680.3
5545 Edenfield Road, Jacksonville, FL 32277Listed by RE/MAX SPECIALISTSJun 2026$420,000$1494/3.52,82050.3
4600 Cape Elizabeth Court E, Jacksonville, FL 32277Listed by FRESH START REALTYSep 2026$341,000$2023/21,690290.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$460,000
Price / Sq Ft$203
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,271
Acres0.68 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Mid-Century Modern
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryFort Caroline
MiddleArlington
HighTerry Parker

Community Information

Address4475 Charter Point Boulevard, Jacksonville, FL 32277
Area041-Arlington
SubdivisionCharter Point
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size29,620.8 sq ft
Lot Dimensions90X145
Parcel Number1089271664
ZoningSingle Family

Amenities

Community FeaturesSuburban, Street Lights
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsMulti/Split
LaundryIn Unit
Window FeaturesSkylight(s)
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)
Spa FeaturesAbove Ground, Private

Exterior

Exterior FeaturesCourtyard
Lot DescriptionWetlands
Patio / PorchGlass Enclosed, Porch
RoofShingle
ConstructionBrick

Additional Information

Date ListedApril 17, 2025
Days on Market18
HOA Fees$275 / Annually
HOA FrequencyAnnually
Tax Amount$6,979.55
Tax Year2024
Listing TermsAssumable, Cash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Sold by: MOMENTUM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Charter Point

Charter Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.

View all Charter Point homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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