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Sold·Closed Oct 24, 2025·151 days on market
123 Ramsey Drive
Melrose, FL 32138
About this home
Melrose
New Construction! If you're looking for a place to call home without all the distractions of noise and traffic that come with the big city, then you have found it. Paran Lake Hills is a hidden gem, one of the most peaceful neighborhoods in the area with quiet paved roads perfect for walking. The back drop to this home is a pond that gives complete privacy, where the only thing to be seen is the natural Florida landscape. Step into style and comfort in this thoughtfully crafted 3-bedroom, 2-bath home, where quality finishes and attention to detail shine in every room. D.R. Baker Construction never disappoints when it comes to well thought out custom craftsmanship. This home features an open-concept living area that is warm and inviting, with plenty of space to relax and gather. A smart split-bedroom layout provides privacy and convenience, with the primary suite tucked away from the secondary bedrooms-perfect for families or guests. The kitchen has granite countertops, custom
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,601 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $204/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $229/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8082 Blazing Star Road, Melrose, FL 32666Listed by CW REALTY | Jul 2026 | $240,000 | $192 | 3/2 | 1,248 | 3 | 1.8 |
| 400 S Holly Avenue, Florahome, FL 32140Listed by CB ISAAC REALTY | Sep 2026 | $225,002 | $166 | 3/2 | 1,352 | 131 | 1.9 |
| 207 N Palmetto Avenue, Florahome, FL 32140Listed by HELEN HERSEY REALTY | Aug 2026 | $275,000 | $180 | 3/2 | 1,530 | 52 | 2.2 |
| 207 N Palmetto Avenue, Florahome, FL 32140Listed by MAXREV, LLC | Oct 2025 | $269,000 | $176 | 3/2 | 1,530 | 63 | 2.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HATCH REALTY SERVICES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines