Sold·Closed Aug 10, 2026·52 days on market
207 N Palmetto Avenue
Florahome, FL 32140
About this home
Florahome
Built in 2025, this 1,530 sq ft, 3-bedroom, 2-bath residence blends contemporary style with practical comfort. An open-concept layout flows from a bright living area to a chef-ready kitchen featuring custom maple cabinetry, quartz countertops, water softner and a generous island for entertaining. Energy-conscious design is highlighted by a durable metal roof and high-end finishes throughout. A welcoming covered front porch provides curb appeal and a sheltered entry to the home. Step outside to a spacious screened patio, perfect for outdoor living and entertaining with shade and bug-free evenings. The primary suite offers a large custom closet and a spa-like bathroom with a tiled shower, dual shower heads, and twin benches. Thoughtful upgrades and designer touches throughout provide a turnkey, low-maintenance home, ideal for families or anyone seeking a stylish, move-in-ready property in Florahome. Personal mailbox (fire hydrant) does not stay.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,172 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $427/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 11, 2026Closed$275,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $180/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 207 N Palmetto Avenue, Florahome, FL 32140Listed by MAXREV, LLC | Oct 2025 | $269,000 | $176 | 3/2 | 1,530 | 63 | 0 |
| 400 S Holly Avenue, Florahome, FL 32140Listed by CB ISAAC REALTY | Sep 2026 | $225,002 | $166 | 3/2 | 1,352 | 131 | 0.5 |
| 123 Ramsey Drive, Melrose, FL 32138Listed by HATCH REALTY SERVICES | Oct 2025 | $314,000 | $225 | 3/2 | 1,394 | 151 | 2.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HELEN HERSEY REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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