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Sold·Closed Oct 24, 2025·63 days on market
207 N Palmetto Avenue
Florahome, FL 32140
About this home
Florahome
!!!NEW BUILD Can you say CUSTOM?!?! **$2,500.00 Buyer credit for privacy fence. This MODERN country home comes loaded with upgrades and custom touches. Built with energy efficient 2x6 framing, foam insulation, and a durable metal roof. Inside you'll love the airy layout featuring a spacious kitchen with custom maple cabinets and sleek quartz countertops. An oversized island large enough to host the ultimate football spread. Every bedroom features a custom closet system, and the primary suite stuns with a massive, titled shower complete with twin benches and dual shower heads with a double vanity. Thoughtfully designed with luxurious finishes and clean lines throughout. Every detail has been crafted for function and flow. Tucked in a peaceful neighborhood just minutes from Palatka, the St, Johns River, parks, restaurants, and great schools. Enjoy the best of both worlds: a quiet lifestyle with city perks at your fingertips. Don't wait! Homes like this are RARE!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,202 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $65/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 30, 2025Listed$279,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $182/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 207 N Palmetto Avenue, Florahome, FL 32140Listed by HELEN HERSEY REALTY | Aug 2026 | $275,000 | $180 | 3/2 | 1,530 | 52 | 0 |
| 400 S Holly Avenue, Florahome, FL 32140Listed by CB ISAAC REALTY | Sep 2026 | $225,002 | $166 | 3/2 | 1,352 | 131 | 0.5 |
| 123 Ramsey Drive, Melrose, FL 32138Listed by HATCH REALTY SERVICES | Oct 2025 | $314,000 | $225 | 3/2 | 1,394 | 151 | 2.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MAXREV, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines