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Sold

Sold·Closed May 28, 2025·23 days on market

1447 Walnut Creek Drive

Fleming Island, FL 32003

$517,000sold priceListed at $517,000 · 100% of asking$204/sqftMLS# 2080147
4
Beds
3
Baths
2,536
Sq Ft
2004
Built
2
Garage
No
Pool
HOA $7/mo11,326 sqft lotWaterfrontSingle Family Residence1 story

About this home

Fleming Island

Welcome to 1447 Walnut Creek Drive, a spacious, 4-bedroom, 3-bath home offering 2,536 sq ft of single-level living in the highly desirable Eagle Harbor community. Enjoy your downtime in the spacious screened-in back patio, overlooking a fully fenced backyard and peaceful pond view- a perfect backdrop for both relaxing and gathering with friends. This thoughtfully designed home features an open layout- ideal for everyday living and entertaining, with all new kitchen appliances, a new 2025 roof, and custom closets. At Eagle Harbor you will enjoy resort-style amenities, including: Tennis & Pickleball, Championship Golf Course, Talons Restaurant & Clubhouse, Multiple Pools & Splash Park, Walking Trails, playgrounds, boat launch & more! Plus, Eagle Harbor offers a full calendar of events for every generation. ** Seller has a VA assumable loan @ 2.75% for qualifying individuals **

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,864
Property taxesest. at asking price, Clay County$792
HOAbilled annually$7
Estimated total, before insurance$3,663/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,638/yr · $553/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$517,000
$103,400
Loan Term
Monthly Payment
$2,864
Principal & Interest: $2,864
Property taxes (est.): $792
Insurance (est.): $345
Estimated Total Monthly
$4,001
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,658 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,638/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 6, 2025Listed$517,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $204/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1522 Quail Wood Court, Fleming Island, FL 32003Listed by KALLAM REALTY GROUP PLLCSep 2026$391,000$1973/21,988780.2
2091 Water Crest Drive, Fleming Island, FL 32003Listed by MAXREV, LLCSep 2026$510,000$2284/22,23570.3
1703 Hunters Ridge Road, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCAug 2026$555,000$2754/2.52,01920.4
1730 Walton Lake Court, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLCAug 2026$575,000$1895/3.53,047640.5
1908 Fox Glove Lane, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$635,000$2554/32,489790.5
1573 Chain Fern Way, Fleming Island, FL 32003Listed by WHOLESALE REALTY LLCAug 2026$575,000$2544/32,264280.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$517,000
Price / Sq Ft$204
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,536
Acres0.26 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryFleming Island
MiddleLakeside

Community Information

Address1447 Walnut Creek Drive, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionEagle Harbor
CityFleming Island
CountyClay
StateFL
Zip Code32003
Lot Size11,325.6 sq ft
Parcel Number29042601316400216
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Launch, Children's Pool, Clubhouse, Golf Course, Jogging Path, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Restaurant
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Refrigerator, Ice Maker
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingFenced, Back Yard
RoofShingle
ConstructionFrame
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedApril 6, 2025
Days on Market23
HOA Fees$85 / Annually
HOA FrequencyAnnually
Tax Amount$6,638.19
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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