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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Aug 21, 2025·120 days on market·Recent sales in Jacksonville

3517 Baxter Street

Jacksonville, FL 32222

$338,000sold priceListed at $349,900 · 96.6% of asking$211/sqftMLS# 2080055
3
Beds
2
Baths
1,604
Sq Ft
2017
Built
2
Garage
No
Pool
HOA $225/moSingle Family Residence1 story

About this home

Jacksonville

Welcome Home to this beautiful, well-maintained home in the highly sought after gated senior 55+ community in Oakleaf. This charming home shows like a model and is in pristine condition. The home boasts 3 spacious bedrooms, open living space with the kitchen overlooking the grand living room and dining room. The primary suite offers tray ceiling, lush carpeting and an expansive walk in closet. The secondary bedrooms are separated in this well-planned floorplan. Step out on to the expanded screened in lanai that overlooks the very private backyard preserve views. This community is in a great location, only minutes to shopping and restaurants in the Oakleaf Towncenter. The community also features many private amenities to its residents including resort-style pool, pickle ball courts, gym, clubhouse and more.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,872
Property taxesest. at asking price, Duval County$552
HOAbilled monthly$225
Estimated total, before insurance$2,649/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$338,000
$67,600
Loan Term
Monthly Payment
$1,872
Principal & Interest: $1,872
Property taxes (est.): $552
Insurance (est.): $225
Estimated Total Monthly
$2,649
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,685 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 14, 2025Listed$349,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $189/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
518 Vonron Drive, Jacksonville, FL 32222Listed by UNITED REAL ESTATE GALLERYAug 2026$300,000$1692/21,777600.1
10079 Andean Fox Drive, Jacksonville, FL 32222Listed by KELLER WILLIAMS ST JOHNSAug 2026$390,000$1894/32,067210.5
351 Hepburn Road, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Aug 2026$315,000$1913/21,653500.5
406 Hepburn Road, Orange Park, FL 32065Listed by HERRON REAL ESTATE LLCAug 2026$359,900$1983/21,818440.6
10076 Kit Fox Parkway, Jacksonville, FL 32222Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$270,000$1613/21,677680.7
10089 Kit Fox Parkway, Jacksonville, FL 32222Listed by HERRON REAL ESTATE LLCAug 2026$291,000$1624/21,79330.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,900
Price / Sq Ft$218
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,604
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes

Community Information

Address3517 Baxter Street, Jacksonville, FL 32222
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionArbor Mill At Oakleaf Plantation
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Parcel Number0164110094
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Patio / PorchPatio, Porch, Screened
FencingFenced
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 14, 2025
Days on Market120
HOA Fees$225 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Security
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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