This home is in Jacksonville.

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Active

Active·90 days on market

3559 Baxter Street

Jacksonville, FL 32222

$350,000$194/sqftEst. $1,863/moMLS# 2139710

Beds

Baths

1,803

Sq Ft

2018

Built

Garage

Pool

About this home

Jacksonville

COME LIVE THE ACTIVE LIFESTYLE in this sought-after 55+ community! This open floor plan home features luxury plank vinyl flooring,, Quartz counter tops, a stylish backsplash, and stainless steel appliances. Split bedroom plan, 2 bedrooms plus a flex space, perfect for an extra bedroom, office, or den. The primary bedroom has 2 large walk in closets. Enjoy peaceful mornings and relaxing evenings on the screened lanai overlooking a serene preserve view. Wrought iron fenced backyard and full-house gutters. Lawn maintenance is included, giving you more time to enjoy everything this vibrant community has to offer. Amenity center complete with a cozy gas fireplace, a lifestyle director, pickleball courts, and bocce ball courts, perfect for staying active and social year-round.

Cost to own

Mortgage calculator

Home Price

$350,000

Down Payment: 20%

$70,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,779

Principal & Interest: $1,779

Est. Taxes & Insurance: $445

Estimated Total Monthly

$2,224

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,863

Property taxesest. at asking price, Duval County$571

HOAbilled monthly$225

Estimated total, before insurance$2,659/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$282,747	$232,025	—
2024	$283,900	$233,900	—
2023	$295,478	$245,478	—
2022	$269,549	$269,549	▲ $5,000
2021	$223,207	$136,504	—
2020	$209,134	$133,929	—

2025 property taxes (current owner): $4,664/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 17, 2026Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$350,000

Price / Sq Ft$194

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,803

Acres0.14 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

Community Information

Address3559 Baxter Street, Jacksonville, FL 32222

Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)

SubdivisionArbor Mill At Oakleaf Plantation

CityJacksonville

CountyDuval

StateFL

Zip Code32222

Lot Size6,098.4 sq ft

Parcel Number0164116905

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Pickleball

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air, Electric

FlooringVinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup