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Sold

Sold·Closed Oct 7, 2025·147 days on market

1320 S Flager Avenue

Flagler Beach, FL 32136

$580,000sold priceListed at $639,900 · 90.6% of asking$349/sqftMLS# 2079418
3
Beds
2
Baths
1,660
Sq Ft
1976
Built
1
Garage
Yes
Pool
No HOASingle Family Residence1 story

About this home

Flagler Beach

Major price improvement! Motivated seller - beautifully updated turn key pool home must see! NO PROPERTY TAXES UNTIL 2026! This 3-bedroom, 2-bathroom home in Flagler Beach offers a true blend of modern living and relaxed elegance. Offering a seamless blend of contemporary style and coastal charm, with every detail thoughtfully designed for ultimate comfort and functionality. Neutral colors throughout create a calm, welcoming atmosphere, enhanced by elegant wainscoting and custom trim work inside. Single LVT flooring adds a sleek, durable touch to every room, while plantation shutters allow you to adjust natural light to your preference. The kitchen boasts top-of-the-line GE appliances and a thoughtfully designed layout, perfect for both everyday living and entertaining. Bathrooms feature beautiful zero-entry showers, blending accessibility with luxury. High vaulted shiplap ceilings and expansive windows invite you to step into the lush backyard

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,162
Estimated total, before insurance$3,162/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,801 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:36 AM, sunset 6:40 PM.

  • A pool back here is the warmest in town and glitters in the evening.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $310/sq ft; this home is listed at $385/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1520 S Flagler Avenue, Flagler Beach, FL 32136Listed by EXP REALTY LLCApr 2026$507,000$2654/41,91680.2
160 Stillwater Drive, Flagler Beach, FL 32136Listed by JACKSONVILLE TBI REALTY, LLCMay 2026$550,000$2603/32,114770.9
1123 N Ocean Shore Boulevard, Flagler Beach, FL 32136Listed by RE/MAX SPECIALISTS PVJul 2026$1,041,000$5313/2.51,960561.4
205 24th Street, Flagler Beach, FL 32136Listed by COASTAL GATEWAY REAL ESTATE GROUPOct 2026$470,000$2873/21,636201.5
608 Shearwood Drive, Flagler Beach, FL 32136Listed by REMAX SELECT PROFESSIONALSJul 2026$800,000$3823/32,093661.5
1417 N Central Avenue, Flagler Beach, FL 32136Listed by STA REALTYFeb 2026$515,000$3100/21,6622901.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$639,900
Price / Sq Ft$385
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,660
Total Structure Area2,282 sq ft
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryOld Kings
MiddleIndian Trails

Community Information

Address1320 S Flager Avenue, Flagler Beach, FL 32136
Area606-Flagler County South-Beach
SubdivisionFlagler Bch Polo Clb
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Parcel Number1812322750001810060
ZoningSingle Family

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPool

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Jack and Jill Bath, Open Floorplan, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Porch, Rear Porch
FencingFenced, Full
RoofShingle
ConstructionBlock
Road SurfacePaved

Additional Information

Date ListedApril 3, 2025
Days on Market147
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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