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Sold·Closed Jul 10, 2025·55 days on market
198 SE 59th Street
Keystone Heights, FL 32656
About this home
Keystone Heights
This property offers great potential with a solid structure but requires some renovations. It is situated on a corner lot with views of Bedford Lake and includes lake access. The property has been cleared and surveyed, but the detached garage is in poor condition and will be removed. The home, located in Bradford County, has some furniture that can remain. Aluminum wheelchair ramp leads to the front porch. Additional room can be used as a den or 4th bedroom. Water Heater, Well Pump and Tank replaced 5-6 yrs ago. The area provides various recreational opportunities and is a short commute to Starke, Palatka, Gainesville, and Jacksonville.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1955)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,057 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 29 mi · 24.6 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 2 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 6 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $88/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 499 58th Street, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTY | Sep 2026 | $237,000 | $160 | 3/1.5 | 1,484 | 18 | 0.3 |
| 5714 SE 4th Avenue, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Apr 2026 | $292,000 | $218 | 2/2 | 1,340 | 30 | 0.5 |
| 6737 Highland Drive, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $225,000 | $128 | 4/2 | 1,763 | 56 | 0.6 |
| 5756 S 55th Terrace, Keystone Heights, FL 32656Listed by MODERN REALTY OF FLORIDA | Jul 2026 | $170,000 | $99 | 2/2 | 1,716 | 244 | 0.7 |
| 628 SE 52nd Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTY | Jun 2026 | $294,500 | $250 | 3/2 | 1,176 | 20 | 0.8 |
| 6780 W Brook Drive, Keystone Heights, FL 32656Listed by CONVENE REALTY | May 2026 | $270,000 | $152 | 4/2 | 1,782 | 47 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HELEN HERSEY REALTY
Sold by: HELEN HERSEY REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines