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Sold·Closed Jun 6, 2025·46 days on market
116 Ashley Lake Drive
Melrose, FL 32666
About this home
Melrose
This charming 2-bedroom 2-bath home is completely move-in ready! Maintenance free living with tile and laminate flooring, freshly painted interior and exterior, the newer (2022) metal roof (which has been inspected), the septic tank has been pumped, and the AC system has been replaced. The back yard is completely fenced in and features a firepit and storage shed. The bedrooms are split with the living areas in the middle of the home. Both bedrooms offer walk-in closets and ample space for king-sized beds. The primary bath offers direct access to the garage. Stainless steel appliances complete the oversized kitchen which has abundant upper and lower cabinets. Located in Ashley Lakes Plantation for easy access to all amenities. The low HOA dues for 2025 have been paid and provide access to the community gated pavilion area on the lake.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,747 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Mike Roess Gold Head Branch State Parkabout 10 mi · 13 mi of trails
Closest public boat ramp
Camp Blanding FMA – Magnolia Lake Boat Ramp (Saturday & Sunday Mornings Only)about 8 mi · Magnolia Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 9 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:31 AM, sunset 6:56 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,670/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $197/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 120 Ashley Lake Drive, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $380,000 | $220 | 2/2 | 1,727 | 259 | 0 |
| 104 Country Living Road, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLC | Feb 2026 | $279,900 | $137 | 3/2 | 2,046 | 34 | 0.5 |
| 104 Country Living Road, Melrose, FL 32666Listed by HELEN HERSEY REALTY | Sep 2025 | $95,000 | $46 | 3/2 | 2,046 | 1 | 0.5 |
| 208 Country Living Circle, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $90,000 | $70 | 3/2 | 1,288 | 2 | 0.8 |
| 171 Jack Oak Dr Drive, Melrose, FL 32666Listed by CW REALTY | Jul 2025 | $390,000 | $205 | 3/2 | 1,906 | 179 | 1 |
| 104 South Street, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTY | May 2025 | $217,000 | $161 | 0/0 | 1,344 | 79 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CB ISAAC REALTY
Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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