Active·12 days on market
359 SE 4th Avenue
Melrose, FL 32666
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Melrose
Welcome to 359 SE 4th Avenue, a spacious home nestled in the desirable Seminole Ridge section of Melrose. This 3-bedroom, 2-bathroom home offers comfortable living spaces and a versatile bonus area created from the converted garage. The family room and dining area feature a cozy wood-burning fireplace, creating the perfect setting for family gatherings and entertaining. Situated on a beautiful 0.61-acre lot, the property offers natural landscaping between neighboring homes, providing added privacy and a peaceful outdoor setting. Built with concrete construction and a durable metal roof, this home offers low-maintenance living so you can spend more time relaxing and enjoying your surroundings. Recent updates include improvements to both bathrooms and new flooring throughout the main living areas. Don't miss the opportunity to make this inviting Melrose home your own. Schedule your showing today before it's gone!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 1977)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,364 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 28, 2026Listed$379,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $130/sq ft; this home is listed at $188/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 129 Crystal Lake Drive, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTY | Sep 2026 | $235,000 | $109 | 4/3 | 2,150 | 137 | 1.8 |
| 23611 NE State Road 26, Melrose, FL 32666Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $325,000 | $141 | 3/2 | 2,301 | 25 | 1.8 |
| 120 Ashley Lake Drive, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $380,000 | $220 | 2/2 | 1,727 | 259 | 1.9 |
| 101 Pine Tree Lane, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2025 | $240,000 | $130 | 3/3 | 1,850 | 10 | 2.1 |
| 7526 NE 221st Street, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $105,000 | $74 | 3/2 | 1,423 | 32 | 2.3 |
| 6930 County Road 214, Melrose, FL 32666Listed by EPIQUE REALTY, INC | Jun 2026 | $180,000 | $121 | 3/2 | 1,488 | 56 | 2.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HATCH REALTY SERVICES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines