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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold·Closed Feb 2, 2026·34 days on market

104 Country Living Road

Melrose, FL 32666

$279,900sold priceListed at $279,900 · 100% of asking$137/sqftMLS# 2120620
3
Beds
2
Baths
2,046
Sq Ft
2002
Built
—
Garage
No
Pool
No HOA1.96 acresManufactured Home1 story

About this home

Melrose

Country Living on Country Living Road! Completely updated and modern 3 bedroom, 2 bathroom, American Heritage Manufactured home, on 2.5 Acres. The large lot offers 2,000 sq ft of living space. 2x6 stud plywood flooring, all new luxury vinyl plank flooring from recent remodeling. Additionally, the electrical has been updated, a new AC unit put in place, and modern touches make this home move-in ready. Spacious layout, split bedroom features an oversized living room, updated lighting, and a brand-new kitchen with stainless steel microwave, oven, refrigerator, and dishwasher. Massive primary suite includes a walk-in closet, a luxurious free-standing tub with a separate shower, and dual sinks. Outside, enjoy country living at its finest with plenty of room for gardening, recreation, or simply relaxing in nature. Two versatile sheds provide excellent storage for tools, equipment, or hobbies. Conveniently located near Melrose with an easy commute to Gainesville, Jacksonville, or Palatka.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,550
Estimated total, before insurance$1,550/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$992/yr · $83/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$279,900
$55,980
Loan Term
Monthly Payment
$1,550
Principal & Interest: $1,550
Insurance (est.): $187
Estimated Total Monthly
$1,737
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,575 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $992/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $137/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
104 Country Living Road, Melrose, FL 32666Listed by HELEN HERSEY REALTYSep 2025$95,000$463/22,04610
120 Ashley Lake Drive, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$380,000$2202/21,7272590.5
116 Ashley Lake Drive, Melrose, FL 32666Listed by CB ISAAC REALTYJun 2025$315,000$1912/21,648460.5
129 Crystal Lake Drive, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTYSep 2026$235,000$1094/32,1501371.1
8453 Nittany Drive, Melrose, FL 32666Listed by FIRST CHOICE REALTY OF NORTH FLORIDA, LLCApr 2026$385,000$2333/31,6541751.1
171 Jack Oak Dr Drive, Melrose, FL 32666Listed by CW REALTYJul 2025$390,000$2053/21,9061791.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$279,900
Price / Sq Ft$137
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,046
Acres1.96 acres
Year Built2002
TypeResidential
Sub-TypeManufactured Home
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMelrose
MiddleC. H. Price
HighInterlachen

Community Information

Address104 Country Living Road, Melrose, FL 32666
Area574-Interlachen-NW
SubdivisionCountry Living Unit1
CityMelrose
CountyPutnam
StateFL
Zip Code32666
Lot Size85,377.6 sq ft
Parcel Number170923170100000050

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionAgricultural, Corner Lot, Few Trees
Patio / PorchDeck
FencingWire, Wood
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedDecember 6, 2025
Days on Market34
Tax Amount$992.25
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: NICOSIA REALTY INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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