Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

No photos available

This listing has no photos yet

Sold

Sold·Closed Jul 23, 2025·55 days on market·Recent sales in Jacksonville

1823 Francis Street

Jacksonville, FL 32209

$359,500sold priceListed at $359,000 · 100.1% of asking$137/sqftMLS# 2077547
8
Beds
4
Baths
2,616
Sq Ft
1960
Built
—
Garage
No
Pool
No HOA5,227 sqft lotQuadruplex1 story

About this home

Jacksonville

Investment opportunity! 4 units each 2 bedroom approx 650 sq ft each, easy access to highway 95, near the hospital, and close to downtown. Onsite parking, large lot, ceiling fans, and appliances included. Call listing agent to schedule a tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,991
Property taxesest. at asking price, Duval County$587
Estimated total, before insurance$2,578/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,180/yr · $432/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$359,500
$71,900
Loan Term
Monthly Payment
$1,991
Principal & Interest: $1,991
Property taxes (est.): $587
Insurance (est.): $240
Estimated Total Monthly
$2,818
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Other — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,527 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,180/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • May 21, 2025Listed$359,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $137/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1352 Mount Herman Street, Jacksonville, FL 32209Listed by KELLER WILLIAMS FIRST COAST REALTYJun 2026$185,000$746/02,5001230.4
1645 W 17 Street, Jacksonville, FL 32209Listed by AVERRA REALTY LLCSep 2026$220,000$1154/31,907840.9
151 W 17th Street, Jacksonville, FL 32206Listed by TU FAMILIA REAL ESTATEJun 2026$500,000$1519/43,312270.9
1534 Morgan Street, Jacksonville, FL 32209Listed by BEYCOME OF FLORIDA LLCMay 2026$413,000$14912/42,776491.1
1554 N Market Street, Jacksonville, FL 32206Listed by TRADITIONS REALTY LLCSep 2026$450,000$1884/42,388111.2
234 E 18th Street, Jacksonville, FL 32206Listed by DOGWOOD REALTYFeb 2026$310,000$1204/42,580591.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,000
Price / Sq Ft$137
Bedrooms8
Bathrooms4.00
Full Baths4
Square Footage2,616
Acres0.12 acres
Year Built1960
TypeResidential Income
Sub-TypeQuadruplex
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address1823 Francis Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionHendersonville
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size5,227.2 sq ft
Parcel Number0532260000

Amenities

UtilitiesElectricity Connected, Separate Electric Meters, Separate Water Meters, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWater Heater
ParkingParking Lot
ViewOther

Interior

AppliancesElectric Oven, Refrigerator, Tankless Water Heater
HeatingVaries by Unit
CoolingWall/Window Unit(s)
FlooringLaminate, Tile
# of Stories1
LevelsTwo
LaundryNone
SecuritySmoke Detector(s), Window Bars

Exterior

Exterior FeaturesBalcony
Lot DescriptionFew Trees, Other
RoofOther
ConstructionBlock, Concrete
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMay 21, 2025
Days on Market55
Tax Amount$5,180.06
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LIGHTHOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 23, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines