This home is in Jacksonville Beach — a home near Duncan U. Fletcher High School.
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Sold·Closed May 20, 2025·31 days on market·Recent sales in Jacksonville Beach
3311 Zephyr Way N
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Coastal Living Meets Modern Comfort in South Jax Beach. Nestled in a quiet cul-de-sac just one mile from the Atlantic Ocean, this beautifully updated 3-bedroom, 3-bathroom home offers the perfect blend of coastal charm, modern convenience, and serene privacy. The nature-inspired backyard is a lush retreat right at home. Step inside to discover a gourmet galley-style kitchen, a dream for any chef, featuring an abundance of custom cabinetry, a dining area, and a breakfast bar—ideal for entertaining. The main level boasts a sunlit office space, a full bath with a shower, and seamless indoor-outdoor living with a screened-in porch leading to a 2022 heated spa. Upstairs, the primary suite is a true sanctuary with a private balcony, two closets—including an oversized custom walk-in with additional cabinetry—and a spa-like ensuite bath with double vanities, a soaking tub, and a separate shower. Two additional bedrooms share a spacious, updated bathroom.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1991)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,482 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,045/yr
Estimated taxes if purchased at asking price: ~$13,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Apr 4, 2025Listed$767,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $434/sq ft; this home is listed at $406/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3174 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC. | Aug 2026 | $775,000 | $469 | 3/2 | 1,651 | 5 | 0 |
| 2887 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $930,000 | $488 | 3/2 | 1,904 | 2 | 0.1 |
| 3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLC | Sep 2026 | $800,000 | $415 | 3/2 | 1,928 | 7 | 0.2 |
| 829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Oct 2026 | $865,500 | $407 | 4/2.5 | 2,124 | 11 | 0.3 |
| 3739 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by THE LEGENDS OF REAL ESTATE | Oct 2026 | $589,000 | $374 | 3/2 | 1,574 | 1 | 0.3 |
| 2503 Liberty Lane, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $595,000 | $434 | 3/2 | 1,372 | 5 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on May 20, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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