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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Pending

Pending·581 days on market

163 Boots Road

Melrose, FL 32666

$475,000$285/sqftEst. $2,631/moMLS# 2074617
↓ $24,999 below original list
3
Beds
2
Baths
1,664
Sq Ft
2001
Built
2
Garage
No
Pool
FEMA Zone XNo HOA5.00 acresSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Melrose

Enjoy country living on this beautiful 5-acre lot backing up to a dairy pasture providing a tranquil private lifestyle. The spacious split floorplan brick home has an open concept with a screened porch on the front and back of the home. The kitchen features a large walk-in pantry, breakfast nook and formal dining room so plenty of room for entertaining your friends and family. The spacious Master Bedroom has a garden tub and separate shower plus a walk-in closet. The other two bedrooms and guest bath are just off the family room, one with access to the front screened porch. The home comes with an attached two car garage equipped with washer /dryer, Generac, plus two storage sheds. The lot is surrounded by beautiful oak trees and shrubs providing plenty of shade and privacy not to mention lots of wildlife.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,631
Estimated total, before insurance$2,631/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,509/yr · $209/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,631
Principal & Interest: $2,631
Insurance (est.): $317
Estimated Total Monthly
$2,948
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,137 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,509/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 11, 2026Pending$475,000
  • Sep 2, 2026Price change$475,000−$24,999
  • Aug 31, 2026Active$499,999
  • Jul 18, 2026Active Under Contract$499,999
  • Mar 8, 2025Listed$499,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $285/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5270 Almond Court, Keystone Heights, FL 32656Listed by DALTON WADE INCJul 2026$393,000$2523/31,5601111.4
8082 Blazing Star Road, Melrose, FL 32666Listed by CW REALTYJul 2026$240,000$1923/21,24831.9
1038 Coral Farms Road, Florahome, FL 32140Listed by IHEART REALTY INCMay 2026$269,900$1923/21,404202.1
123 Ramsey Drive, Melrose, FL 32138Listed by HATCH REALTY SERVICESOct 2025$314,000$2253/21,3941512.5
207 N Palmetto Avenue, Florahome, FL 32140Listed by HELEN HERSEY REALTYAug 2026$275,000$1803/21,530522.8
207 N Palmetto Avenue, Florahome, FL 32140Listed by MAXREV, LLCOct 2025$269,000$1763/21,530632.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,000
Price / Sq Ft$285
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,664
Acres5.00 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address163 Boots Road, Melrose, FL 32666
Area576-Georges Lake
SubdivisionMetes & Bounds
CityMelrose
CountyPutnam
StateFL
Zip Code32666
Lot Size217,800 sq ft
Parcel Number290824000000210170

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage

Interior

Interior FeaturesPantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Trash Compactor, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Patio / PorchFront Porch, Rear Porch, Screened
FencingBack Yard, Chain Link, Wood
RoofMetal
ConstructionBrick
Other StructuresShed(s)
Road SurfaceDirt
Road FrontagePrivate Road

Additional Information

Date ListedMarch 8, 2025
Days on Market552
Tax Amount$2,508.69
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HATCH REALTY SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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