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Sold

Sold·Closed Jul 13, 2026·111 days on market

5270 Almond Court

Keystone Heights, FL 32656

$393,000sold priceListed at $450,000 · 87.3% of asking$252/sqftMLS# 2125103
3
Beds
3
Baths
1,560
Sq Ft
2006
Built
1
Garage
Yes
Pool
No HOA10.16 acresManufactured Home1 story

About this home

Keystone Heights

Mulit-generational living in the country with 10 ACRES fenced and cross fenced. Home has a huge newer custom-built barn, several areas for farm animals, and equipment. Home has white cabinetry in the eat in kitchen with a subzero refrigerator and new SS appliances. and center island. Living/dining areas lead to a massive deck out back with private pool. Garage also serves as an entertainment area on the opposite side complete with bar, barstools and TV. Tiny home behind main home (400 approx. sq ft) great for in-laws, guests or income! So many possibilities. REMBERBER you can build more homes, but you CAN NOT make more land. Split property is possible to make room for more family members. VERY Rare to find a property like this. Make an appointment soon and start enjoying farm living or just plain PRIVACY! Yee-Hay!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,177
Property taxesest. at asking price, Clay County$602
Estimated total, before insurance$2,779/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$393,000
$78,600
Loan Term
Monthly Payment
$2,177
Principal & Interest: $2,177
Property taxes (est.): $602
Insurance (est.): $262
Estimated Total Monthly
$3,041
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$317,060$12,078—
2024$243,856$41,549—
2023$223,146$38,883—
2022$165,845$36,295—
2021$141,922$33,782—
2020$132,794$132,794—

2025 property taxes (current owner): $184/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 14, 2026Closed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $154/sq ft; this home is listed at $288/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8082 Blazing Star Road, Melrose, FL 32666Listed by CW REALTYJul 2026$240,000$1923/21,24831.4
5533 Arapaho Street, Keystone Heights, FL 32656Listed by EXIT INSPIRED REAL ESTATEJun 2026$260,000$1633/21,60081.6
5530 Capulin Street, Keystone Heights, FL 32656Listed by FADER & CO REALTY LLCAug 2026$250,000$1383/21,813251.7
5521 Gila Street, Keystone Heights, FL 32656Listed by TEAM FLORIDA REALTY SERVICES INCAug 2026$125,000$1112/21,126101.9
5493 Coronado Street, Keystone Heights, FL 32656Listed by JAX HOME REALTYJun 2026$177,000$1543/21,152251.9
5518 Gila Street, Keystone Heights, FL 32656Listed by CENTURY 21 LIGHTHOUSE REALTYFeb 2026$224,000$1434/21,5681042

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$288
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,560
Total Structure Area4,376 sq ft
Acres10.16 acres
Year Built2006
TypeResidential
Sub-TypeManufactured Home
StyleMulti Generational, Ranch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolYes
Pool FeaturesAbove Ground
Is WaterfrontNo

School Information

HighKeystone Heights

Community Information

Address5270 Almond Court, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionKeystone Heights
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size442,569.6 sq ft
Parcel Number30082400781700600
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerPrivate Sewer
Water SourcePrivate
ParkingAdditional Parking, Garage, RV Access/Parking

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Electric Range, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric, Other
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesFire Pit, Other
Lot DescriptionAgricultural, Cleared, Farm, Split Possible
Patio / PorchCovered, Deck, Front Porch, Porch, Rear Porch
FencingFenced, Cross Fenced, Full
RoofShingle
Other StructuresBarn(s), Grain Storage, Guest House, Shed(s), Stable(s), Workshop, Other
Road SurfaceDirt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 14, 2026
Days on Market111
Tax Amount$184.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DALTON WADE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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