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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawmill Landing, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jun 30, 2025·94 days on market·Recent sales in Sawmill Landing·Sawmill Landing

297 Sawmill Landing Drive

St. Augustine, FL 32086

$350,000sold priceListed at $399,000 · 87.7% of asking$143/sqftMLS# 2073763
3
Beds
2.5
Baths
2,441
Sq Ft
2019
Built
2
Garage
No
Pool

All Sawmill Landing homes for sale →Search Sawmill Landing on the map

HOA $54/mo5,663 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Sawmill Landing

Waterfront is ready for sale! This beauty in Sawmill Landing is ready for new owner. This 2story home is built by Dream Finders Home. This open floor plan come with 3 bedroom 2 and half bath down stair. Granite Kitchen countertops and 20x20 tile in wet areas. All bedroom is on the 2nd floor. Sawmill Landing is conveniently located just minutes from Historic Downtown St. Augustine restaurants, shopping and beaches, making this community a premier destination to live. LOW HOA and No CDD Fees.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
Property taxesest. at asking price, St. Johns County$466
HOAbilled quarterly$54
Estimated total, before insurance$2,458/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,913/yr · $243/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Property taxes (est.): $466
Insurance (est.): $233
Estimated Total Monthly
$2,638
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,913/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 4, 2025Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
280 Sawmill Landing Drive, St. Augustine, FL 32086Listed by ENGEL & VOLKERS ST AUGUSTINEAug 2026$385,000$2043/2.51,886960
458 Deer Crossing Road, St. Augustine, FL 32086Listed by THE NEWCOMER GROUPAug 2026$460,000$2433/21,89560.5
92 Caminha Road, St. Augustine, FL 32084Listed by HERRON REAL ESTATE LLCJun 2026$369,000$1924/21,919150.5
184 Logrono Court, St. Augustine, FL 32084Listed by DOGWOOD REALTYAug 2026$400,000$1794/2.52,2315020.6
266 Caminha Road, St. Augustine, FL 32084Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$375,000$1684/2.52,231280.7
86 Little Owl Lane, St. Augustine, FL 32086Listed by BEACH STATE REALTYAug 2026$390,000$2173/21,79760.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,000
Price / Sq Ft$163
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,441
Acres0.13 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address297 Sawmill Landing Drive, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionSawmill Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size5,662.8 sq ft
Parcel Number1016300850

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingAttached
ViewPool
Waterfront TypePond

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2

Additional Information

Date ListedMarch 5, 2025
Days on Market94
HOA Fees$162 / Quarterly
HOA FrequencyQuarterly
Tax Amount$2,913.43
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawmill Landing

Sawmill Landing is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all Sawmill Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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