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Active

Active·107 days on market

54356 Jamie Drive

Callahan, FL 32011

$412,900$253/sqftEst. $2,105/moMLS# 2073579
3
Beds
2
Baths
1,633
Sq Ft
2025
Built
2
Garage
No
Pool

About this home

Callahan

BACK ON THE MARKET!! This BRAND-NEW Custom-built home offers modern living and convenience, on just under an acre in Callahan, Fl. Located only 15 minutes to Jacksonville, providing city convenience and small-town charm. Enter through the foyer for a warm welcome to this open floor-plan. The open living area is anchored by an impressive kitchen with custom cabinets, center island topped with Quartz countertop and large undermount sink. New LG kitchen appliances included. This home offers comfortable living reflecting quality. The French doors lead to the covered patio, perfect layout for relaxing and enjoying the spacious backyard and pond. The owner's suite, features, cast iron tub and walk-in closet. This community welcomes RV & boat storage on your property.

Cost to own

Mortgage calculator

$412,900
$82,580
Loan Term
Monthly Payment
$2,105
Principal & Interest: $2,105
Property taxes (est.): $570
Insurance (est.): $275
Estimated Total Monthly
$2,951
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,105
Property taxesest. at asking price, Nassau County$570
HOAbilled annually$7
Estimated total, before insurance$2,682/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$540/yr · $45/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$60,000$36,603
2024$40,000$33,275
2023$40,000$30,250
2022$40,000$27,500
2021$25,000$25,000
2020$25,000$25,000

2024 property taxes (current owner): $540/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,276 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Apr 13, 2026Listed$412,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$412,900
Price / Sq Ft$253
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,633
Acres0.97 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

Community Information

Address54356 Jamie Drive, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionDeerfield Acres
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size42,253.2 sq ft
Parcel Number371N25034000170000

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingGarage Door Opener, Off Street
Waterfront TypePond

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingHeat Pump
CoolingCentral Air
# of Stories1

Exterior

Exterior FeaturesOther

Additional Information

Date ListedApril 13, 2026
Days on Market442
HOA Fees$80 / Annually
HOA FrequencyAnnually
Tax Amount$540
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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