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Sold

Sold·Closed May 7, 2025·34 days on market

52185 Albany Place

Callahan, FL 32011

$411,000sold priceListed at $420,000 · 97.9% of asking$215/sqftMLS# 2071724
4
Beds
2
Baths
1,915
Sq Ft
2016
Built
2
Garage
No
Pool
HOA $18/mo1.17 acresSingle Family Residence1 story

About this home

Callahan

Beautiful 4 bedroom, 2 bath ranch home on just over an acre lot. This home situated in the Green Terrace neighborhood just outside of Callahan offers stainless steel appliances, large open family room and plenty of space inside and out. Only 15 minutes to 295 and 30 minutes to downtown.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,277
Property taxesest. at asking price, Nassau County$567
HOAbilled annually$18
Estimated total, before insurance$2,861/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,643/yr · $220/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$411,000
$82,200
Loan Term
Monthly Payment
$2,277
Principal & Interest: $2,277
Property taxes (est.): $567
Insurance (est.): $274
Estimated Total Monthly
$3,118
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$358,770$164,327—
2024$345,570$158,988—
2023$333,809$152,901—
2022$297,668$146,991—
2021$232,404$141,253—
2020$215,767$138,612—

2024 property taxes (current owner): $2,643/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
51065 Bloomington Way, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$387,500$2523/21,535160.2
54704 Cravey Road, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$350,000$2013/21,74450.3
54086 Heller Road, Callahan, FL 32011Listed by REAL BROKER LLCAug 2025$205,000$873/22,355211.1
44046 Cross Creek Boulevard, Callahan, FL 32011Listed by REAL BROKER LLCOct 2026$320,000$1654/21,944331.2
54230 Heller Road, Callahan, FL 32011Listed by EXP REALTY LLCSep 2026$375,000$2143/2.51,7503321.2
540485 US Highway 1, Callahan, FL 32011Listed by LPT REALTY LLCNov 2025$300,000$1913/21,5721301.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$420,000
Price / Sq Ft$219
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,915
Acres1.17 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address52185 Albany Place, Callahan, FL 32011
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionNot Validd
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size50,965.2 sq ft
Parcel Number031N25061500400000

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Not Available, Water Available, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
# of Stories1

Additional Information

Date ListedFebruary 21, 2025
Days on Market34
HOA Fees$210 / Annually
HOA FrequencyAnnually
HOA NameGreen Terrace Home Owners Association
Tax Amount$2,643
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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