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Sold·Closed Apr 28, 2025·46 days on market
54036 Armstrong Road
Callahan, FL 32011
About this home
Callahan
Looking for a peaceful place to call home? This charming 2 bedroom 2 bath home on an acre in Callahan could be the one. Home features split bedroom design, open concept kitchen/living room, updated flooring throughout, New refrigerator and dishwasher. Step outside to the backyard oasis. Enjoy the 20X18 covered carport patio on concrete or sit back and relax around the swing set firepit while having a pond view. Two Conex containers. One container has a window unit and power and is currently being used as a weight room. Bring your chickens to enjoy the 10X14 Chicken coop already set up with a fenced in area. Extra 15X12 concrete slab. Located at the end of a street and surrounded with woods for peace and quiet. Conveniently located to Jacksonville. No HOA. Whether your just starting out or looking to downsize, don't miss this one!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,500 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 19 mi · 35 parking spaces
Closest park or preserve
Thomas Creek Conservation Areaabout 2 mi · 4.9 mi of trails
Closest public boat ramp
Thomas Creek Preserve Boat Rampabout 3 mi · Thomas Creek
Closest kayak & paddleboard launch
Four Creeks State Forest – Thomas Creek Canoe Accessabout 2 mi · Thomas Creek
Closest youth league fields
Dinsmore Park and Community Centerabout 6 mi · Baseball, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,336/yr
Estimated taxes if purchased at asking price: ~$3,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $147/sq ft; this home is listed at $224/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 54002 Trooper Court, Callahan, FL 32011Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | May 2026 | $155,000 | $147 | 2/2 | 1,056 | 16 | 0.4 |
| 54361 Seagull Drive, Callahan, FL 32011Listed by PALM III REALTY AND PROPERTY M | Dec 2025 | $179,000 | $143 | 3/2 | 1,248 | 15 | 0.7 |
| 54332 Pelican Road, Callahan, FL 32011Listed by WOODS TO WATER PROPERTIES LLC | Aug 2026 | $235,000 | $204 | 3/2 | 1,152 | 90 | 0.8 |
| 54108 Pelican Road, Callahan, FL 32011Listed by ERA ONETEAM REALTY | Jan 2026 | $70,000 | $58 | 2/2 | 1,212 | 30 | 1 |
| 54272 Lee Stoner Road E, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2025 | $145,000 | $146 | 3/1 | 992 | 5 | 1 |
| 54138 Church Road, Callahan, FL 32011Listed by ATRIUM REALTY, LLC | May 2025 | $189,000 | $204 | 2/2 | 926 | 16 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Sold by: INI REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines