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$230,000Sold2 bd · 2 ba · 1,184 sq ft
Sold·Closed Jun 30, 2025·156 days on market
41 Ocean Palm Villa S 41
Flagler Beach, FL 32136
About this home
Flagler Beach
Don't miss this one! Priced below market value and move-in ready. Location can't be beat! This amazing 2BR/2BA Townhome is located directly facing the Intra-Coastal Waterway and just a short walk to the beach with designated walkover! Sunsets and dolphins from the back patio plus sunrise on the beach! This home has been well maintained and offers unparalleled water views. The first floor offers a well-appointed kitchen plus light and bright dining and living space that opens to the covered patio. The newly installed SunShade adds additional cover for enjoying the outdoor space. The main floor bathroom has been fully updated and features a walk-in shower. Upstairs you will find the Primary Suite and another breathtaking view of the intracoastal waterway and private balcony. The Primary Suite features double closets plus a built-in vanity/makeup space. A full bath with tub/shower combo and a spacious guest bedroom completes the upstairs. The garage space can be used for storage
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile, Other — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,718 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 21 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 18 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 14 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 14 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,838/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 32 Ocean Palm Drive S 320, Flagler Beach, FL 32136Listed by REALTY EXCHANGE LLC | Aug 2025 | $220,000 | $186 | 2/2 | 1,184 | 18 | 0 |
| 19 Ocean Palm Villa N, Flagler Beach, FL 32136Listed by REALTY EXCHANGE LLC | May 2026 | $247,000 | $209 | 2/2 | 1,184 | 62 | 0.1 |
| 42 Ocean Palm Villa N, Flagler Beach, FL 32136Listed by REALTY EXCHANGE LLC | Jul 2026 | $219,000 | $154 | 3/2 | 1,424 | 14 | 0.2 |
| 3510 Ocean Shore Boulevard 109, Flagler Beach, FL 32136Listed by WORTH CLARK REALTY | Apr 2026 | $356,000 | $322 | 2/2 | 1,107 | 43 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOMESMART
Sold by: EXIT INSPIRED REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jun 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines