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Sold

Sold·Closed Apr 9, 2026·43 days on market

3510 Ocean Shore Boulevard 109

Flagler Beach, FL 32136

$356,000sold priceListed at $368,500 · 96.6% of asking$322/sqftMLS# 2127456
2
Beds
2
Baths
1,107
Sq Ft
1978
Built
—
Garage
No
Pool
HOA $890/mo1,307 sqft lotWaterfrontCondominium1 story

About this home

Flagler Beach

Welcome Home to Coastal Paradise! Beautifully Updated Oceanfront condo in Ocean Breeze offers the perfect blend of luxury and comfort. With 2 bedrooms and 2 full bathrooms, this recently renovated property is your salt life dream come true. The custom kitchen, featuring soft-close lacquer cabinets, dual pull-out spice racks, high-grade granite countertops with a soft touch leather finish, all new stainless GE appliances, Grohe faucet, water filtration, LED recessed lighting, trey ceiling makes meal prep a pleasure with a touch of elegance. Natural luxury plank flooring and freshly painted walls, and the newly added mirrors create a bright and breezy homie atmosphere with a multi-perspective ocean view. Designer built-in buffet storage system adds both style and functionality, plus multiple linen closets, and Bosch washer and dryer provide convenience and ample storage. Sophisticated bathrooms showcase modern design with glazed arabesque mosaic floor tiles, floating vanities

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,972
HOAbilled monthly$890
Estimated total, before insurance$2,862/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,611/yr · $468/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$356,000
$71,200
Loan Term
Monthly Payment
$1,972
Principal & Interest: $1,972
Insurance (est.): $237
Estimated Total Monthly
$2,209
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Concrete — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,836 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:23 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,611/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $154/sq ft; this home is listed at $333/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
42 Ocean Palm Villa N, Flagler Beach, FL 32136Listed by REALTY EXCHANGE LLCJul 2026$219,000$1543/21,424140.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$368,500
Price / Sq Ft$333
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,107
Acres0.03 acres
Year Built1978
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address3510 Ocean Shore Boulevard 109, Flagler Beach, FL 32136
Area606-Flagler County South-Beach
SubdivisionOcean Breeze
CityFlagler Beach
CountyFlagler
StateFL
Zip Code32136
Lot Size1,306.8 sq ft
Parcel Number2912324910000000109
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Beach Access, Cable TV, Car Wash Area, Laundry, Maintenance Grounds, Management - Off Site, Shuffleboard Court, Tennis Court(s), Trash, Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Guest, Off Street, Parking Lot, Unassigned
ViewBeach, Ocean, Pool

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), His and Hers Closets
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesCourtyard, Impact Windows, Tennis Court(s)
Patio / PorchCovered, Porch
RoofConcrete
ConstructionBlock, Concrete, Stucco
Other StructuresTennis Court(s)
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJanuary 29, 2026
Days on Market43
HOA Fees$890 / Monthly
HOA FrequencyMonthly
HOA NameOcean Breeze Condo Association
HOA Fee IncludesCable TV, Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$5,611.33
Tax Year2025
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WORTH CLARK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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