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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Apr 11, 2025·45 days on market·Recent sales in Mandarin

11162 Lake Bluff Road

Jacksonville, FL 32257

$450,000sold priceListed at $450,000 · 100% of asking$217/sqftMLS# 2066885
3
Beds
2
Baths
2,071
Sq Ft
2015
Built
2
Garage
No
Pool
HOA $46/mo7,841 sqft lotSingle Family Residence1 story

About this home

Jacksonville

This beautiful 2015 home features a stylish stucco and ledgestone exterior. Inside, enjoy elegant details like pendant lighting, crown molding, and a bay window. The master bedroom offers a luxurious double step tray ceiling. The gourmet kitchen is perfect for cooking and entertaining, with a stackable oven, bar top, and stainless steel appliances. Located in the desirable Parkside Lakes community, this home offers peaceful living with easy access to I-295, downtown Jacksonville, St. Augustine, and the beaches. All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, Duval County$735
HOAbilled annually$46
Estimated total, before insurance$3,273/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,922/yr · $327/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,527
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,740 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,922/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 27, 2025Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $217/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11051 Sky Lark Drive, Jacksonville, FL 32257Listed by FIVE STAR REALTY SERVICES, INCSep 2026$360,000$1873/21,9301250.3
5266 Chestnut Lake Drive, Jacksonville, FL 32258Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$437,000$1984/22,20370.4
11238 Irish Moss Drive, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$389,900$2163/21,80760.6
4891 Northford Place E, Jacksonville, FL 32257Listed by RE/MAX SPECIALISTSSep 2026$310,000$1774/21,750980.8
5261 Hoof Print Drive N, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLCOct 2026$369,000$2023/21,828801
5052 Taylor Creek Drive, Jacksonville, FL 32258Listed by REGNIER REAL ESTATESep 2026$589,900$2773/22,128671.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$450,000
Price / Sq Ft$217
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,071
Acres0.18 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address11162 Lake Bluff Road, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionParkside Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size7,840.8 sq ft
Parcel Number1565850550
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePrivate
ParkingAttached, Garage

Interior

Interior FeaturesOpen Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit

Exterior

Lot DescriptionOther
Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 27, 2025
Days on Market45
HOA Fees$550 / Annually
HOA FrequencyAnnually
Tax Amount$3,922.2
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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