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Sold

Sold·Closed Jun 6, 2025·157 days on market

7015 King Street

Keystone Heights, FL 32656

$375,000sold priceListed at $390,000 · 96.2% of asking$284/sqftMLS# 2059300
2
Beds
1
Baths
1,320
Sq Ft
2006
Built
—
Garage
No
Pool
No HOA1.60 acresWaterfrontSingle Family Residence1 story

About this home

Keystone Heights

MOTIVATED SELLERS!! Charming waterfront home on Lake Brooklyn offering just over 1.5 acres of fully fenced serenity. This 2-bedroom, 1-bath property features an open floorplan that maximizes space and invites natural light. Enjoy peaceful mornings on the screened-in porch at one end of the home, or take in stunning lake views from the front porch. An outdoor shower adds convenience, while the outdoor stairs lead to a partially finished ''Bonus Room'' above the home, perfect for storage or a cozy craft space (Seller states that there is plumbing under the floor boards so you could easily make a bathroom up there). The detached carport, complete with a concrete slab and electric, provides ample room for vehicles or recreational toys. This property is a true lakeside retreat with endless potential. Some Photos have been virtually staged.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, Clay County$575
Estimated total, before insurance$2,652/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $575
Insurance (est.): $250
Estimated Total Monthly
$2,902
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,582 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Dec 4, 2024Listed$390,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $295/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
499 58th Street, Keystone Heights, FL 32656Listed by CENTURY 21 LAKESIDE REALTYSep 2026$237,000$1603/1.51,484180.5
628 SE 52nd Street, Keystone Heights, FL 32656Listed by HELEN HERSEY REALTYJun 2026$294,500$2503/21,176200.6
5756 S 55th Terrace, Keystone Heights, FL 32656Listed by MODERN REALTY OF FLORIDAJul 2026$170,000$992/21,7162440.7
426 SE 49th Street, Keystone Heights, FL 32656Listed by UNITED COUNTRY SMITH & ASSOCIATESJun 2025$320,000$2203/21,455240.7
688 SE 53rd Street, Keystone Heights, FL 32656Listed by CW REALTYJun 2025$352,900$2273/21,55790.7
475 SW Nightingale Street, Keystone Heights, FL 32656Listed by TREVOR WATERS REALTY, INC.Oct 2026$185,000$1363/1.51,360461

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$390,000
Price / Sq Ft$295
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,320
Total Structure Area2,128 sq ft
Acres1.60 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

Community Information

Address7015 King Street, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionSouth Shores
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size69,565.32 sq ft
Parcel Number18082300215300000

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingDetached Carport
ViewLake, Water
Waterfront TypeLake Front

Interior

AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1

Exterior

Patio / PorchCovered, Front Porch, Screened, Side Porch
FencingFenced, Full
RoofMetal
Other StructuresShed(s)

Additional Information

Date ListedDecember 4, 2024
Days on Market157
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CB ISAAC REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 6, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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