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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Whitmore Oaks, Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Feb 3, 2025·65 days on market·Recent sales in Whitmore Oaks·Whitmore Oaks

5315 Gage Oaks Drive

Jacksonville, FL 32258

$478,000sold priceListed at $495,000 · 96.6% of asking$163/sqftMLS# 2051985
4
Beds
2.5
Baths
2,935
Sq Ft
2014
Built
2
Garage
No
Pool

All Whitmore Oaks homes for sale →Search Whitmore Oaks on the map

HOA $31/mo6,098 sqft lotSingle Family Residence2 stories

About this home

Whitmore Oaks

As you approach this stunning two-story stone-accented home with a charming porch, your excitement builds. Upon entering, you'll discover an amazing floor plan. The large dining room seamlessly connects to a butler's kitchen and walk-in pantry. Moving into the chef's kitchen, you'll find an abundance of 42'' white shaker cabinets, granite countertops, and stainless-steel appliances, including double wall ovens. The large center island overlooks the family room, which features glass doors leading to a spacious outdoor patio and yard. The first-floor primary suite boasts a soaking tub, separate shower, and walk-in closet. Upstairs, a massive loft offers endless possibilities, along with three additional bedrooms and a bathroom for family use. This home is freshly painted inside and out and offers a smart dual-zone HVAC system. This beautiful residence in a highly desirable location combines convenience and tranquility, just minutes from Baptist Hospital and Bartram's shopping and dining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,648
Property taxesest. at asking price, Duval County$781
HOAbilled annually$31
Estimated total, before insurance$3,459/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$478,000
$95,600
Loan Term
Monthly Payment
$2,648
Principal & Interest: $2,648
Property taxes (est.): $781
Insurance (est.): $319
Estimated Total Monthly
$3,747
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $4,748/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 2, 2025Listed$495,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $169/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5333 Liberty Lake Drive S, Jacksonville, FL 32258Listed by ROUND TABLE REALTYSep 2026$425,000$2053/22,0781510.1
5466 London Lake Drive, Jacksonville, FL 32258Listed by UNITED REAL ESTATE GALLERYAug 2026$450,000$2113/22,13740.3
5052 Taylor Creek Drive, Jacksonville, FL 32258Listed by REGNIER REAL ESTATESep 2026$589,900$2773/22,128670.6
12258 Deeder Lane, Jacksonville, FL 32258Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$795,000$2464/3.53,236140.7
11850 Fitchwood Circle, Jacksonville, FL 32258Listed by FATHOM REALTY FL, LLC.Jul 2026$749,900$2114/33,55340.8
5255 Camelot Forest Drive, Jacksonville, FL 32258Listed by EXP REALTY LLCAug 2026$525,000$2125/3.52,476611

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$495,000
Price / Sq Ft$169
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,935
Acres0.14 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo
Direction FacesSouthwest

School Information

Community Information

Address5315 Gage Oaks Drive, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionWhitmore Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size6,098.4 sq ft
Parcel Number1571971770
ZoningResidential

Amenities

AmenitiesManagement - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Zoned
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchCovered, Patio
FencingBack Yard, Vinyl, Wood
RoofShingle
ConstructionFrame, Stucco
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 2, 2025
Days on Market65
HOA Fees$375 / Annually
HOA FrequencyAnnually
HOA NameWhitmore Oaks Owners Association
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,747.58
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Whitmore Oaks

Whitmore Oaks is a neighborhood in Jacksonville, FL (Duval County), ZIP 32258.

View all Whitmore Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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